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Asset based lenders

Credit lines secured by receivables, inventory and equipment, for larger borrowers. 11 asset based lenders across the US and Canada, typically lending $250k to $50M. Last checked Nov 1, 2026.

lenders
11
loan officers
8
verified
0
places
6

How asset based lenders lend and what they look for

Asset based lenders, including bank ABL desks and private credit funds, size a revolving line to the value of your receivables, inventory and equipment rather than your earnings alone. That gives more room than a cash flow bank line for businesses whose profits are uneven, growing fast or recovering. In exchange they watch the collateral closely, with field exams, appraisals and monthly borrowing base reports.

Read the guide: Asset based lending: borrowing against inventory, receivables and equipment5 min
Verified first, then claimed, then listed. Rank is never sold.How sorting works
Aequum Capital logo
Aequum Capital Financial provides senior secured asset-based and cash-flow credit for U.S. middle-market companies, including growth, refinancing, acquisitions and turnarounds.
Asset based lendersTerm loansBusiness lines of creditUnclaimed
Chicago, IL
BC
Bond Capital supplies private debt and equity for growth, acquisitions and succession. Its investment structure can include ownership-linked compensation beyond cash interest.
Asset based lendersUnclaimed
British Columbia
eCapital logo
eCapitalListed
eCapital offers invoice purchases and asset-based revolving credit, with a separate freight-factoring program. Compare the legal structure and collateral requirements rather than treating every product as the same financing.
Asset based lendersAsset based lendingInvoice factoringUnclaimed
Miami, FL
EC
Espresso Capital provides growth debt for technology companies, including operating lines and term facilities with optional warrant-free structures.
Asset based lendersWorking capital loansCanada Small Business Financing ProgramUnclaimed
Toronto, ON
Gibraltar Business Capital logo
Gibraltar Business Capital provides asset-based credit for US lower-middle-market companies, including businesses in transition. Its published facility range targets substantially larger requests than small-ticket working-capital products.
Asset based lendersAsset based lendingWorking capital loansUnclaimed
Northbrook, IL
IH
Iron Horse Credit provides inventory and receivables financing for small and middle-market businesses, including stand-alone inventory credit and purchase-order support.
Asset based lendersAsset based lendingBusiness lines of creditUnclaimed
Jacksonville, FL
Partners for Growth logo
Partners for Growth supplies customized growth debt and asset-backed warehouse facilities for technology and technology-enabled businesses. Its stated transaction requirements include equity participation.
Asset based lendersBusiness lines of creditTerm loansUnclaimed
Belvedere Tiburon, CA
PF
Pivot Financial lends to Canadian small and midsize enterprises through asset-based revolving facilities and senior or subordinated term debt, including turnaround and growth situations.
Asset based lendersAsset based lendingBusiness lines of creditUnclaimed
Mississauga, ON
Sallyport Commercial Finance, LLC logo
Sallyport combines invoice financing with asset-based funding and linked purchase-order or cash-flow facilities. It can evaluate domestic and overseas receivables.
Asset based lendersWorking capital loansInvoice factoringUnclaimed
Sugar Land, TX
TC
Travelers Capital provides asset-based loans and leases to public and private mid-market companies facing transitions, restructuring, acquisition or rapid growth. It operates within the Canadian Travelers Financial Group.
Asset based lendersAsset based lendingEquipment financingUnclaimed
Burnaby, BC
Venbridge logo
VenbridgeListed
Venbridge provides SR&ED and interactive digital media tax-credit financing. Its eligibility thresholds differ by program, and public SR&ED pages contain inconsistent minimum-claim figures.
Asset based lendersWorking capital loansUnclaimed
Toronto, ON

What does an asset based lender look for?

Receivables owed by creditworthy customers, inventory with a clear liquidation value, clean books and monthly borrowing base reporting.

How fast does an asset based lender fund?

Three to eight weeks. The field exam and inventory appraisal set the pace; clean receivables agings speed it up.

How does a lender get on the register?

Entries start from public records. Standing rises as the lender claims its entry, adds its loan officers and verifies its details.

How many asset based lenders are on the register?

The register lists 11 asset based lenders and 8 loan officers who work at them. Any lender can claim its entry and correct its details.