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CDFIs

Mission lenders that serve newer businesses and communities banks overlook. 6 CDFIs across the US and Canada, typically lending $5k to $1M. Last checked Nov 1, 2026.

lenders
6
loan officers
0
verified
1
places
5

How CDFIs lend and what they look for

Community development financial institutions are certified lenders whose mission is to fund businesses and places that banks often overlook, including startups, owners rebuilding credit and rural or low income areas. Many also make SBA microloans and 7(a) loans. They look at the whole picture, your plan, experience and character beside the numbers, and many pair the loan with free coaching. Pricing usually sits between a bank and an online lender.

Read the guide: When a CDFI is the right lender for your business5 min
Verified first, then claimed, then listed. Rank is never sold.How sorting works
CB
CityFirst BankLevr partner
City First Bank finances businesses, nonprofits and community development projects, including equipment, expansion, receivables-backed credit and commercial property. It describes itself as a for-profit CDFI bank.
CDFIs and community lendersCommercial real estate loansEquipment financing
Los Angeles, CA
Access CDFI logo
Access CDFI finances operating Nevada businesses with microloans and other community-loan programs. Its newer-business eligibility requires actual operations and financial records rather than an idea alone.
CDFIs and community lendersEquipment financingStartup fundingUnclaimed
Las Vegas, NV
Accion Opportunity Fund logo
Accion Opportunity Fund offers business term loans with advising support. Its current term-loan requirements target established businesses; nonprofit status does not mean automatic approval or startup eligibility.
CDFIs and community lendersWorking capital loansTerm loansUnclaimed
San Jose, CA
FC
Futurpreneur combines startup loans with mentorship for eligible Canadian entrepreneurs aged 18–39. The advertised C$75,000 combines separate Futurpreneur and BDC loans with different pricing and prepayment terms.
CDFIs and community lendersStartup fundingTerm loansUnclaimed
Ontario
LiftFund logo
LiftFundListed
LiftFund provides small-business financing, including startup-eligible loans and separate SBA programs. The relevant program determines the service area, underwriting and collateral requirements.
CDFIs and community lendersWorking capital loansEquipment financingUnclaimed
San Antonio, TX
PC
Prestamos CDFI offers business loans paired with advisory support. Its published MicroLoan program is a secured small-business loan with owner contribution and guarantee requirements.
CDFIs and community lendersCommercial real estate loansEquipment financingUnclaimed
Phoenix, AZ

What does a CDFI look for?

A workable plan, experience in the industry, character and community ties, with more room on credit and time in business than a bank allows.

How fast does a CDFI fund?

Two to six weeks. Coaching sessions or a missing plan can add time, and smaller loans often close faster.

How does a lender get on the register?

Entries start from public records. Standing rises as the lender claims its entry, adds its loan officers and verifies its details.

How many CDFIs are on the register?

The register lists 6 CDFIs and 0 loan officers who work at them. Any lender can claim its entry and correct its details.