Canadian small business lenders

Chartered banks, credit unions and BDC lend it. They look at cash flow, security and program fit. 94 lenders offer Canada Small Business Financing Program loans across the US and Canada, usually from CA$10k to CA$1.15M. Last checked Nov 1, 2026.

lenders: 94
loan officers: 33
verified: 5
places: 13

Who lends it and what they look for

Chartered banks, credit unions and caisses populaires make Canada Small Business Financing Program loans of up to CA$1.15 million to businesses with revenue of CA$10 million or less, with the federal government sharing the lender's risk. You apply directly to a participating lender, and it makes the credit decision. Lenders look at your cash flow, the assets the loan buys, your personal credit and whether the purpose fits the program: equipment, property and leasehold improvements.

Read the guide: The Canada Small Business Financing Program: how it works and which lenders offer it5 min

Verified first, then claimed, then listed. Rank is never sold.How sorting works

DrivenLevr partner

Driven specializes in providing fast and accessible online business loans and financing solutions for small businesses across Canada, offering amounts ranging from $500 to $300,000 to help them unlock necessary capital.

Online lendersWorking capital loansCanada Small Business Financing Program

Toronto, ON

Levr partneron LevrToronto, ON

Journey CapitalLevr partner

Get on the path to success.

Online lendersWorking capital loansCanada Small Business Financing Program

Montréal, QC

Levr partneron LevrMontréal, QC

Merchant GrowthLevr partner

Merchant Growth: Canada's fastest and friendliest alternative financier since 2009, offering quick access to working capital, term financing, and tailored e-commerce financing.

Online lendersWorking capital loansCanada Small Business Financing Program

Vancouver, BC

Levr partneron LevrVancouver, BC

Pillar CapitalLevr partner

Pillar Capital Corp. is a privately held lending company that provides fast, flexible, short/medium term loans to businesses in Canada.

Revenue based fundersTerm loansCanada Small Business Financing Program

Calgary, AB

Levr partneron LevrCalgary, AB

TIMIA CapitalLevr partner

TIMIA Capital is a specialty finance company that provides debt capital to recurring revenue technology businesses in exchange for a royalty stream on revenue.

Revenue based fundersWorking capital loansCanada Small Business Financing Program

Vancouver, BC

Levr partneron LevrVancouver, BC

2M7 Financial SolutionsListed

2M7 Financial Solutions is a Canadian financial company founded in 2008, specializing in Merchant Cash Advances.

Online lendersRevenue based financingCanada Small Business Financing ProgramUnclaimed

North York, ON

Listedfrom public recordsNorth York, ON

Access Money CanadaListed

Ottawa business lender offering working capital loans, merchant cash advances, invoice factoring and equipment financing to local small and medium businesses.

Broker and lenderFactoring companiesWorking capital loansRevenue based financingUnclaimed

Ottawa, ON

Listedfrom public recordsOttawa, ON

Accord FinancialListed

Accord Financial provides equipment leasing services tailored to diverse businesses, offering funding solutions outside traditional lender criteria.

Equipment lessorsEquipment financingWorking capital loansUnclaimed

Toronto, ON

Listedfrom public recordsToronto, ON

ADD CapitalListed

Markham equipment lease funder working with brokers, vendors and business customers across Canada outside Quebec, structuring financing for commercial assets.

Equipment lessorsEquipment financingCanada Small Business Financing ProgramUnclaimed

Markham, ON

Listedfrom public recordsMarkham, ON

Akaitcho Business Development CorporationListed

Community lender providing business loans and planning support to entrepreneurs in N’dilo, Dettah and Yellowknife in the Northwest Territories.

Direct business lendersStartup fundingTerm loansUnclaimed

N’dilo, NT

Listedfrom public recordsN’dilo, NT

Alberta Indian Investment CorporationListed

Enoch First Nation owned lender providing equipment, working capital and business development loans to First Nation entrepreneurs in Alberta.

Direct business lendersEquipment financingWorking capital loansUnclaimed

Enoch, AB

Listedfrom public recordsEnoch, AB

Alberta Women EntrepreneursListed

Edmonton nonprofit lender supporting women owned Alberta businesses with loans for equipment, working capital and market ready startups, plus business guidance.

Direct business lendersTerm loansEquipment financingUnclaimed

Edmonton, AB

Listedfrom public recordsEdmonton, AB

All Nations Trust CompanyListed

Kamloops Indigenous owned financial institution providing commercial business loans and financing packages for Indigenous entrepreneurs and communities across much of British Columbia.

Direct business lendersTerm loansStartup fundingUnclaimed

Kamloops, BC

Listedfrom public recordsKamloops, BC

Arundel CapitalListed

Calgary asset based equipment lender financing industrial machinery, commercial vehicles and agricultural assets, with lease structures adapted to business cash flow.

Direct business lendersEquipment financingAsset based lendingUnclaimed

Calgary, AB

Listedfrom public recordsCalgary, AB

Assumption LifeListed

Assumption Life provides direct commercial mortgage loans for offices, retail properties and multifamily buildings across the four Atlantic Canadian provinces.

Direct business lendersCommercial real estate loansTerm loansUnclaimed

Moncton, NB

Listedfrom public recordsMoncton, NB

ATB FinancialListed

ATB Financial is Alberta's largest homegrown financial institution, offering a wide range of personal banking services to help clients navigate major life events and achieve their financial goals.

BanksUnclaimed

Edmonton, AB

Listedfrom public recordsEdmonton, AB

Atuqtuarvik CorporationListed

Atuqtuarvik Corporation provides debt and equity financing for viable Inuit businesses undertaking startups, acquisitions and expansions in Nunavut.

Direct business lendersTerm loansStartup fundingUnclaimed

Rankin Inlet, NU

Listedfrom public recordsRankin Inlet, NU

Axiom LeasingListed

Oakville independent direct lender providing equipment leases, loans and sale leasebacks for small and medium businesses, including startups and borrowers rebuilding credit.

Equipment lessorsEquipment financingTerm loansUnclaimed

Oakville, ON

Listedfrom public recordsOakville, ON

Baffin Business Development CorporationListed

Baffin Business Development Corporation provides business development loans, guarantees and advisory services for entrepreneurs in Nunavut’s Qikiqtani region.

Direct business lendersTerm loansStartup fundingUnclaimed

Iqaluit, NU

Listedfrom public recordsIqaluit, NU

BDCListed

BDC is a national development bank dedicated to supporting Canadian entrepreneurs by providing financing, advisory services, and capital specifically tailored for small and medium-sized enterprises.

BanksUnclaimed

Montreal, QC

Listedfrom public recordsMontreal, QC

Calidon Equipment LeasingListed

Saskatoon equipment leasing company financing agricultural and commercial equipment for western Canadian businesses with customized payment schedules and leaseback options.

Equipment lessorsEquipment financingCanada Small Business Financing ProgramUnclaimed

Saskatoon, SK

Listedfrom public recordsSaskatoon, SK

CanaCapListed

Toronto direct funder providing unsecured business financing for inventory, equipment, renovations, expansion and operating cash flow needs of Canadian small businesses.

Direct business lendersWorking capital loansRevenue based financingUnclaimed

Toronto, ON

Listedfrom public recordsToronto, ON

Canadian Dominion LeasingListed

Burlington equipment finance company directly funding smaller leases and arranging larger transactions through institutional and private lenders for Canadian businesses.

Broker and lenderEquipment lessorsEquipment financingAsset based lendingUnclaimed

Burlington, ON

Listedfrom public recordsBurlington, ON

Canadian Equipment FinanceListed

Breslau equipment finance company using its own capital and funding partners to provide leases, term loans, factoring and equipment credit facilities.

Broker and lenderFactoring companiesEquipment financingTerm loansUnclaimed

Breslau, ON

Listedfrom public recordsBreslau, ON

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Canada small business at a glance

Typical range: CA$10k to CA$1.15M
Who lends it: Banks, Credit unions
Typical time to funding: Two to six weeks
Verified: 5

Where these lenders are

Ontario28 Alberta16 British Columbia13 Saskatchewan7 Nunavut6 Quebec6 Manitoba4 New Brunswick4

Before you choose

Bank, credit union or online lender: which one fits your business6 min Business lines of credit: how lenders size and price them4 min Business term loans: who lends them and what they look for5 min Buying a business: acquisition lenders and how they underwrite the deal5 min

All guides

All loan types

Not sure which lender to choose?

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Browse matching entries in the register →

Who offers Canada Small Business Financing Program loans?

Chartered banks, credit unions and caisses populaires that participate in the federal program, with BDC and alternative lenders beside them.

What do Canadian small business lenders look for?

Cash flow that covers the payment, an eligible purpose such as equipment or leaseholds, revenue under CA$10 million and your personal credit.

How does a lender get on the register?

Entries start from public records. Standing rises as the lender claims its entry, adds its loan officers and verifies its details.

How many Canadian small business lenders are on the register?

94 today, with 33 loan officers who work at them, across the US and Canada. Any lender can claim its entry and correct its details.