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Invoice factoring companies

Factors buy the invoices. They look at your customers' credit and payment history more than yours. 125 lenders offer invoice factoring across the US and Canada, usually from $10k to $10M. Last checked Nov 1, 2026.

lenders
125
loan officers
6
verified
5
places
30

Who lends it and what they look for

Factoring companies buy your unpaid invoices at a discount and pay most of the value within a day or two. Some banks and asset based lenders run factoring desks for larger accounts. Because the factor collects from your customer, it underwrites your customer's credit and payment history more than your own balance sheet, which opens factoring to young and fast growing businesses. Expect to send an aging report, sample invoices, proof of delivery and your customer list.

Read the guide: Invoice factoring: how factors buy receivables and what they check6 min
Verified first, then claimed, then listed. Rank is never sold.How sorting works
Dare Capital logo
Dare CapitalLevr partner
Dare Capital is a Texas-based financial partner with over 60 years of combined experience, specializing in receivables financing, asset-based lending, and white-label backroom services.
Factoring companiesWorking capital loansInvoice factoring
Austin, TX
Drip Capital logo
Drip CapitalLevr partner
Drip Capital is a global trade tech company offering collateral-free post-shipment finance to SMBs, revolutionizing the traditional trade finance industry with fast approvals and high credit limits.
Factoring companiesInvoice factoringWorking capital loans
Sunnyvale, CA
FundThrough logo
FundThroughLevr partner
FundThrough purchases eligible business and government invoices. Compare its upfront cash, invoice-specific fees and recourse obligations with the amount and timing of cash your business needs.
Factoring companiesInvoice factoringWorking capital loans
Toronto, ON
Q
QuicklyLevr partner
Quickly is a trusted platform that helps businesses save money by offering early payments to vendors, streamlining transactions, and providing access to working capital for small and medium businesses.
Factoring companies
Calgary, AB
Taycor Financial logo
Taycor FinancialLevr partner
Taycor Financial offers equipment loans and leases, plus working-capital products. Its equipment application-only threshold is not a universal financing maximum; obtain a written quote for the specific program.
Equipment lessorsEquipment financingWorking capital loans
El Segundo, CA
18 Wheel Funding logo
Freight factoring provider purchasing trucking invoices and offering same day advances, fuel cards, and bilingual account support.
Factoring companiesInvoice factoringWorking capital loansUnclaimed
Miami, FL
1st Commercial Credit logo
1st Commercial Credit is a factoring company in the USA that provides invoice factoring, purchase order financing, and trade payable finance.
Factoring companiesInvoice factoringAsset based lendingUnclaimed
Austin, TX
Access Money Canada logo
Ottawa business lender offering working capital loans, merchant cash advances, invoice factoring and equipment financing to local small and medium businesses.
Broker and lenderFactoring companiesWorking capital loansRevenue based financingUnclaimed
Ottawa, ON
Accord Financial logo
Accord Financial provides equipment leasing services tailored to diverse businesses, offering funding solutions outside traditional lender criteria.
Equipment lessorsEquipment financingWorking capital loansUnclaimed
Toronto, ON
AC
Nonbank commercial lender providing receivables financing and revolving credit to government contractors and other small and midsized businesses.
Direct business lendersInvoice factoringWorking capital loansUnclaimed
Atlanta, GA
AdFin Inc logo
AdFin IncListed
Transportation factoring company purchasing freight invoices and managing receivables collections to provide operating capital for trucking businesses.
Factoring companiesInvoice factoringWorking capital loansUnclaimed
Hinsdale, IL
Advance Partners logo
Advance Partners is the leading independent provider of working capital and back office solutions to temporary staffing agencies, offering payroll funding, commercial finance, and strategic services.
Factoring companiesInvoice factoringWorking capital loansUnclaimed
Highland Hills, OH
Alliance One logo
New York factoring company purchasing commercial invoices to help small and midsized businesses manage cash flow, payroll and growth.
Factoring companiesInvoice factoringUnclaimed
Hauppauge, NY
American Funding Solutions logo
Commercial factoring company funding invoices and payroll for staffing agencies, manufacturers, security firms, and other business service providers.
Factoring companiesInvoice factoringWorking capital loansUnclaimed
Blue Springs, MO
American Prudential Capital logo
Commercial receivables finance company providing invoice factoring and working capital for startups, acquisitions, and growing business operations.
Factoring companiesInvoice factoringWorking capital loansUnclaimed
Houston, TX
Apex Capital logo
Fort Worth factoring company purchasing freight and business invoices to provide working capital for trucking, construction, manufacturing and staffing businesses nationwide.
Factoring companiesInvoice factoringEquipment financingUnclaimed
Fort Worth, TX
ASK Capital logo
Freight factoring company funding carriers against delivered loads, with invoice submission integrated into transportation management software.
Factoring companiesInvoice factoringWorking capital loansUnclaimed
Chicago, IL
Bankers Factoring logo
Employee owned factoring company providing receivables funding and purchase order financing for growing businesses, startups, and government contractors.
Factoring companiesInvoice factoringWorking capital loansUnclaimed
Dalton, GA
Bay View Funding logo
Commercial factoring company providing business working capital by purchasing invoices and managing receivables collections across multiple industries.
Factoring companiesInvoice factoringWorking capital loansUnclaimed
San Jose, CA
Benchmark Factors logo
Family owned factoring provider offering short term working capital and spot invoice purchases for utility construction and telecommunications contractors.
Factoring companiesInvoice factoringWorking capital loansUnclaimed
Colleyville, TX
BF
Factoring provider advancing funds against invoices for trucking operators and other businesses seeking faster access to receivables.
Factoring companiesInvoice factoringWorking capital loansUnclaimed
Monsey, NY
Bravimi Capital logo
Receivables finance company providing invoice factoring and revolving business credit based on outstanding customer invoices.
Factoring companiesInvoice factoringWorking capital loansUnclaimed
Lincolnshire, IL
Business Finance Corporation logo
Las Vegas invoice factoring company purchasing business receivables to help western United States companies fund payroll, inventory and growth.
Factoring companiesInvoice factoringUnclaimed
Las Vegas, NV
Camel Financial logo
Commercial lender providing receivables credit lines, equipment financing, and inventory funding for small and midsized businesses with cash flow needs.
Equipment lessorsInvoice factoringWorking capital loansUnclaimed
Riverside, CA

Who offers invoice factoring?

Factoring companies, plus factoring desks at some banks and asset based lenders for larger receivables books.

What do invoice factoring companies look for?

Creditworthy customers who pay on time, clean invoices with proof of delivery, no prior liens on receivables and a spread of customers rather than one.

How does a lender get on the register?

Entries start from public records. Standing rises as the lender claims its entry, adds its loan officers and verifies its details.

How many invoice factoring companies are on the register?

125 today, with 6 loan officers who work at them, across the US and Canada. Any lender can claim its entry and correct its details.