Fast decisions on working capital and lines of credit, underwritten from bank data. 31 online lenders across the US and Canada, typically lending $5k to $500k. Last checked Nov 1, 2026.
Online lenders take the application on the web and decide from connected bank data, so a decision can come the same day and funds within a few days. They accept younger businesses and thinner files than a bank, and they price for that risk with shorter terms and higher cost. Read the total payback and the payment frequency before you sign, and use the speed for gaps the business can repay quickly.
Read the guide: Bank, credit union or online lender: which one fits your business6 min
Steady monthly deposits, six months or more in business, revenue that covers the payment and few overdrafts or negative days in your bank data.
One to three days from application. A bank account that will not connect or a second owner who has not signed is what slows it.
Entries start from public records. Standing rises as the lender claims its entry, adds its loan officers and verifies its details.
The register lists 31 online lenders and 6 loan officers who work at them. Any lender can claim its entry and correct its details.
