Banks, credit unions and CRE lenders lend it. They look at the property, its income and your equity. 559 lenders offer commercial real estate loans across the US and Canada, usually from $250k to $25M. Last checked Nov 1, 2026.
Banks, credit unions and commercial real estate lenders finance the purchase, build out and refinance of business property, and SBA 504 lenders cover owner occupied buildings with a lower down payment. For a building your own business uses, the lender underwrites your company's cash flow first and the property second. For investment property it looks at rents and occupancy. Expect an appraisal, an environmental report, your down payment and two to three years of business and personal returns.
Read the guide: Commercial real estate loans for owner occupied property5 min
Banks, credit unions and dedicated CRE lenders, with SBA 504 lenders and CDCs for owner occupied buildings in the US.
Cash flow or rent that covers the payment, the appraised value, your down payment, environmental clearance and two to three years of returns.
Entries start from public records. Standing rises as the lender claims its entry, adds its loan officers and verifies its details.
559 today, with 2 loan officers who work at them, across the US and Canada. Any lender can claim its entry and correct its details.
