Skip to content
Best Business Loan Lenders shieldBest Business Loan Lenders
Powered byLevrGet help choosing
1S

1 Stop Cap

Listed
Revenue based funder for working capital loansNew York, New YorkUnited States; the company states it serves 48 states, with individual state availability to confirm.
BBLL 000001Listed Oct 2026From public recordsLast checked Oct 31, 2026
Request contactIs this your lender? Claim it

About

1STOPCAP offers unsecured working capital for established businesses, with published amount and term ranges but a high revenue screen. Its FAQ says it serves 48 states; confirm the applicant’s state and contract terms before proceeding.

Revenue based funder. Advances capital repaid from a share of future sales.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Working capital loans
From the lender's own site and public records.

A second look at 1 Stop Cap

1STOPCAP offers unsecured working capital for established businesses, with published amount and term ranges but a high revenue screen. Its FAQ says it serves 48 states; confirm the applicant’s state and contract terms before proceeding.

Business funding company offering working-capital financing and an ISO partner channel.

Published by Levr, not by 1 Stop Cap. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Working capital

Amount
$10,000–$250,000.
Repayment
The FAQ lists three to 24 months with daily or weekly automatic bank debits; the homepage also displays a one-to-nine-month headline, so confirm the offered duration.
Published eligibility screen
At least $750,000 annualized revenue over the prior 12 months, six months in operation, no open bankruptcy, and no more than one daily-debit loan.
Security
The company describes its working-capital funding as unsecured; application is initially a soft inquiry, with a possible hard inquiry later if the applicant proceeds.

Provider sources: Official funding FAQ · Official funding overview

When it may fit

Our assessment of the published programs

  • Established businesses with high annual revenue seeking unsecured working capital for inventory, payroll, expansion, or cash-flow gaps.

What to weigh carefully

  • The published $750,000 annual revenue threshold is considerably higher than many small-business products.
  • Daily or weekly withdrawals may strain cash flow; prepayment treatment is not specified and should be confirmed in the offer.
  • The website describes service across 48 states, so availability in the borrower’s state should be checked.
  • Published term headlines differ between the FAQ and homepage; use the written offer for the actual duration.

Questions before you accept an offer

  1. What is the total payback amount and effective cost for this offer?
  2. Are payments fixed or adjusted to receipts, and what is the exact debit cadence?
  3. Is the borrower’s state eligible, and what happens on early payoff?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Cashable LLC - High-Risk Direct Funder / ISO Relations / Merchant Cash Advance

Cashable publishes a high-risk MCA with daily, weekly, or hybrid payment options and a lower stated monthly-revenue threshold.

Fenix Capital Funding

Fenix Capital Funding publishes direct MCA and consolidation programs with different position and credit screens.

The lender

Type
Revenue based funder
Legal name
Not yet provided Add it
Founded
Not yet provided Add it
Charter
Not yet provided Add it
Headquarters
New York, New York
Service area
United States; the company states it serves 48 states, with individual state availability to confirm.
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
1stopcap.com
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

More lenders in New York

All of New York
Fora Financial logo
Fora FinancialLevr partner
Fora Financial offers lump-sum business loans and a separate revenue advance with payments linked to sales. Compare the legal structure, total cost and payment mechanics of the actual offer.
Broker and lenderOnline lendersWorking capital loansTerm loans
New York, NY
OnDeck logo
OnDeckLevr partner
OnDeck offers business term loans and revolving credit for operating businesses. Compare the repayment schedule, fees, security and early-payoff conditions on the specific product you are offered.
Online lendersBusiness lines of creditTerm loans
New York, NY
Accompany Capital logo
Accompany CapitalListed
Accompany Capital offers New York City business loans alongside acquisition-transition support and resources for immigrant and refugee entrepreneurs.
Direct business lendersWorking capital loansStartup fundingUnclaimed
New York, NY
AF
Advance Funds NetworkListed
Advance Funds Network offers business funding across the US and Canada, including term loans and working-capital options, while assisting with other financing paths.
Broker and lenderRevenue based fundersTerm loansWorking capital loansUnclaimed
New York
Powered byLevrStanding rises on evidence, never on payment.