Alpha Finance

Listed

Direct business lender for term loans and equipment financingMonmouth Junction, New JerseyBased in New Jersey; service area not yet provided

BBLL 000535Listed Nov 2026From public recordsLast checked Nov 1, 2026

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About

Alpha Finance Corporation is a New Jersey direct lender specializing in heavy- and medium-duty truck purchases. Its programs consider first-time buyers and borrowers with previous credit difficulties.

Direct business lender. Directly funds business financing; products and terms depend on the lender.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Term loans Equipment financing

General small business

From the lender's own site and public records.

A second look at Alpha Finance

Direct truck lender; its official About page explicitly distinguishes this role.

Published by Levr, not by Alpha Finance. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Truck purchase loans

Assets and borrowers: Heavy/medium-duty truck financing targets owner-operators, first-time buyers and applicants with damaged or limited credit.
Seller choice: The process page says buyers may purchase through a dealer or private seller.
Loan structure: The current quick-form page lists terms up to 48 months and no prepayment penalties; dealer material describes financing agreements rather than leases or rent-to-own.

Provider sources: Official lender identity · Official truck financing · Official dealer financing · Official process

When it may fit

Our assessment of the published programs

Owner-operators or truck buyers seeking a lender willing to review prior credit setbacks.

What to weigh carefully

Confirm current truck age/mileage, down payment, amount, security and rate; no dated-looking public equipment thresholds are treated as current here.
Factoring marketing mentions referral partners, so it is not classified as Alpha direct factoring in this profile.

Questions before you accept an offer

Which program and legal financing entity will fund this request?
What security, owner contribution, fees and repayment conditions apply?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Advantage+

Advantage+ offers a separate U.S. equipment-purchase loan comparison.

First Western Bank & Trust

First Western Equipment Finance provides another nationwide equipment-finance comparison.

The lender

Type: Direct business lender
Legal name: Alpha Finance Corp.
Founded: Not yet provided Add it
Charter: Not yet provided Add it
Headquarters: Monmouth Junction, New Jersey
Service area: Based in New Jersey; service area not yet provided
Meets in person: Not yet provided Add it
Languages: Not yet provided Add it
Program approvals: Not yet provided Add it
Also lends to consumers: Not yet provided Add it
Website: alphafinancecorp.com
LinkedIn: Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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Request contact

Tell us what your business needs. Our team reviews your request before arranging the next step.

Charter and approvals

None on file yet.

Location

Based in New Jersey; service area not yet provided.

Sources: NEFA membership directory (Q2 2025), broker and lessor category (Nov 1, 2026), Official company services and role disclosure (Nov 1, 2026), Official brokerage logo (Nov 1, 2026), Official truck financing (Nov 1, 2026), Official dealer financing (Nov 1, 2026), Official process (Nov 1, 2026).

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