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American Funding Solutions

Listed
Factoring company for invoice factoring and working capital loansBlue Springs, MissouriBased in Missouri; service area not yet provided
BBLL 000496Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

American Funding Solutions offers selected-invoice factoring and payroll funding, including startup agencies, without monthly minimums or long-term commitments.

Factoring company. Buys or advances against business invoices.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Invoice factoringWorking capital loans
General small business
From the lender's own site and public records.

A second look at American Funding Solutions

American Funding Solutions offers selected-invoice factoring and payroll funding, including startup agencies, without monthly minimums or long-term commitments.

American Funding Solutions LLC describes advancing against purchased invoices and collecting directly from customers.

Published by Levr, not by American Funding Solutions. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Invoice factoring

Advance
80%–90%, with the remaining 10%–20% released after collection less service fee.
Setup
Program headline says 3–5 business days, then one business day for funding; a 24-hour preapproval is a separate step.
Invoices
B2B invoices with net-30, net-60 or longer payment terms.
Flexibility
No minimums or long-term contracts advertised; clients choose invoices.

Provider sources: Program terms

Payroll and borrower fit

Typical scale
Specializes in $100,000–$3 million monthly invoicing while also assisting startups; not a published hard minimum.
Staffing
Supports new agencies issuing first invoices and established agencies scaling payroll.
Services
Collections and dedicated account support accompany funding.

Provider sources: Borrower overview

When it may fit

Our assessment of the published programs

  • Useful for staffing or other B2B businesses whose funding needs fluctuate with invoices rather than a fixed loan amount.

What to weigh carefully

  • No numerical service-fee range or standard non-recourse coverage is published in these sources.
  • A preapproval is not cash availability; invoice verification and initial setup remain necessary.

Questions before you accept an offer

  1. What fee accrues while each customer invoice remains unpaid?
  2. What reserve deductions and repurchase rules apply?
  3. What notice and final settlement apply when ending the relationship?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Encore Funding

Compare Encore for optional staffing back-office services.

Meritus Capital

Compare Meritus for ten-day fee accrual and ABL progression.

The lender

Type
Factoring company
Legal name
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Founded
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Charter
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Headquarters
Blue Springs, Missouri
Service area
Based in Missouri; service area not yet provided
Meets in person
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Languages
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Program approvals
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Also lends to consumers
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Website
funding4you.com
LinkedIn
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Loan officers at this lender

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