American State Bank

Listed

Bank for business lines of credit and working capital loansSioux Center, IowaBased in Iowa; service area not yet provided

BBLL 001113Listed Nov 2026From public recordsLast checked Nov 1, 2026

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About

American State Bank offers business operating lines and SBA financing, with separate agricultural credit for farm investment and growth.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Business lines of credit Working capital loans SBA 7(a) loans

From the lender's own site and public records.

A second look at American State Bank

American State Bank offers business operating lines and SBA financing, with separate agricultural credit for farm investment and growth.

Direct bank lender; American State Bank, Iowa. The former ambankiowa.com address redirects to myasb.bank.

Published by Levr, not by American State Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

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Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business operating and SBA credit

Operating uses: Operating lines finance short-term inventory, receivables and business-growth cash needs.
Repayment: Draws are flexible but borrowers must meet minimum payments and repay within agreed loan terms.
SBA programs: The bank explicitly offers SBA 7(a) and SBA 504; 504 is directed to fixed-asset expansion and modernization.

Provider sources: Business operating and SBA credit official source · Business operating and SBA credit official source

When it may fit

Our assessment of the published programs

Iowa-area businesses seeking an operating line or government-backed fixed-asset financing.

What to weigh carefully

Obtain the current rate, collateral and maturity in writing; the website does not set a universal credit limit.

Questions before you accept an offer

Which SBA program fits my use of funds?
What collateral and renewal review are required for an operating line?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

How to compare business loan offers

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Bankers Trust Company

Bankers Trust provides an Iowa comparison for working-capital, equipment and SBA business loans.

First National Bank of Omaha

FNBO offers Iowa businesses operating credit, equipment financing and acquisition or succession financing.

The lender

Type: Bank
Legal name: American State Bank
Founded: 1913
Charter: Not yet provided Add it
Headquarters: Sioux Center, Iowa
Service area: Based in Iowa; service area not yet provided
Meets in person: Not yet provided Add it
Languages: Not yet provided Add it
Program approvals: SBA 504
Also lends to consumers: Not yet provided Add it
Website: ambankiowa.com
LinkedIn: Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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Tell us what your business needs. Our team reviews your request before arranging the next step.

Charter and approvals

FDIC certificate, 228Record

SBA 504 lender

Each one links to its official record.

Location

Based in Iowa; service area not yet provided.

Sources: FDIC BankFind institution record (Nov 1, 2026), FDIC financial report, June 30, 2026 (Nov 1, 2026), Business operating and SBA credit official source (Nov 1, 2026), Business operating and SBA credit official source (Nov 1, 2026).

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