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Backd

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Direct business lender for revenue based financing and working capital loansAustin, TexasBased in Texas; service area not yet provided
BBLL 000643Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Backd offers a business line of credit and a separate bank-originated term loan. Its current product pages publish different operating-history requirements; compare the program, creditor and payment schedule on your offer.

Direct business lender. Directly funds business financing; products and terms depend on the lender.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Revenue based financingWorking capital loansBusiness lines of creditTerm loans
General small business
From the lender's own site and public records.

A second look at Backd

Backd offers a business line of credit and a separate bank-originated term loan. Its current product pages publish different operating-history requirements; compare the program, creditor and payment schedule on your offer.

Austin Business Finance, LLC operates as Backd. The site states that business installment loans are originated by FinWise Bank and serviced by Backd. Confirm the named creditor for a credit line rather than extending that installment-loan disclosure to every product.

Published by Levr, not by Backd. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business line of credit

Published amount
$50,000 to $1 million, subject to approval.
Repayment
Weekly payments over six or 12 months. The headline says unlimited terms; confirm the repayment period for each draw and any renewal conditions.
Published eligibility
US business, business bank account, at least two years operating, 650+ FICO and $100,000 or more in monthly revenue.
Credit inquiry
The application is advertised as a soft inquiry with no hard pull; confirm checks at later stages.
Pricing
No numerical APR or complete draw-fee schedule appears on the reviewed product page. Request cost per draw, net proceeds and total repayment.

Provider sources: Current business line of credit

Business term loan

Amount and term
$50,000 to $1.5 million, with terms up to 24 months.
Published eligibility
At least one year operating, 650+ FICO, $100,000 monthly revenue, a business bank account and a US business.
Payments
The product page says weekly or monthly; the homepage lists daily, weekly or semi-monthly. Obtain the actual payment schedule before comparing.
Funding entity
FinWise Bank originates the installment loan; Backd services it.
Cost and timing
No universal price or complete fee schedule is established. Funding and decisions may take longer than advertised and depend on additional review and bank processing.

Provider sources: Current term-loan program · Homepage product summary and bank disclosure

When it may fit

Our assessment of the published programs

  • A business with substantial monthly revenue may investigate reusable credit for recurring needs or a fixed-term loan for a defined expense.

What to weigh carefully

  • The current official pages say $100,000 monthly revenue, not annual revenue. Confirm the threshold before applying.
  • A one-year term-loan minimum does not establish eligibility for the two-year credit-line program.
  • The published payment schedules differ between pages; the written agreement should resolve the difference.

Questions before you accept an offer

  1. Which entity is my creditor and which company handles servicing?
  2. What are the net proceeds, APR if available, fees and total repayment?
  3. What payment schedule applies, and can a draw change it?
  4. What guarantee, lien and early-payoff conditions apply?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

OnDeck

Compare OnDeck term loans and lines of credit, including operating-history requirements and payment frequency.

Kapitus

Compare Kapitus financing for the same purpose, identifying the actual program and provider.

The lender

Type
Direct business lender
Legal name
Austin Business Finance, LLC
Founded
Not yet provided Add it
Charter
Not yet provided Add it
Headquarters
Austin, Texas
Service area
Based in Texas; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
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Also lends to consumers
Not yet provided Add it
Website
backd.com
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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