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BankUnited

Listed
Bank for business lines of credit and term loansMiami Lakes, FloridaPRONTO: businesses in Florida, New York or Texas.
BBLL 000771Listed Oct 2026From public recordsLast checked Oct 31, 2026

About

BankUnited’s PRONTO line and term-loan channel publishes specific business-age, revenue and location criteria. The bank’s current lending overview identifies BankUnited as the lender while describing outside technology/service providers.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

From the lender's own site and public records.

A second look at BankUnited

BankUnited’s PRONTO line and term-loan channel publishes specific business-age, revenue and location criteria. The bank’s current lending overview identifies BankUnited as the lender while describing outside technology/service providers.

Direct bank lender, BankUnited, N.A. PRONTO uses independent service providers; confirm the creditor and application disclosures for the route offered.

Published by Levr, not by BankUnited. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

PRONTO credit line and term loan

Amount and collateral
Financing up to $250,000 with no collateral required in the current PRONTO offer.
Business requirements
At least three years in business in Florida, New York or Texas, at least $150,000 annual revenue and satisfactory commercial credit history.
Documentation
Three months of bank statements are requested.
Prepayment
The PRONTO product page advertises no prepayment penalties.

Provider sources: PRONTO requirements

PRONTO term repayment

Term
One to five years.
Funding
One-time disbursement at closing.
Payment
Fixed monthly payments amortized over the loan life.

Provider sources: Business lending solutions

When it may fit

Our assessment of the published programs

  • Established businesses in the three stated states that meet the PRONTO revenue threshold.
  • Owners prioritizing a fixed monthly term payment and flexibility to repay early.

What to weigh carefully

  • Unsecured does not mean no personal guarantee; ask for the contractual guarantee terms.
  • Older PRONTO pages describe Fundation relationships; current pages name different technology providers. Confirm the exact application route and creditor.
  • Rates and fees are not universally quoted on the reviewed pages.

Questions before you accept an offer

  1. What origination or annual fees apply to this PRONTO offer?
  2. Is any personal guarantee required despite no collateral?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Santander Bank

Compare Santander’s U.S. business lending where eligible.

Bank of America

Compare Bank of America bank-loan requirements.

The lender

Type
Bank
Legal name
BankUnited, National Association
Founded
2009
Charter
Not yet provided Add it
Headquarters
Miami Lakes, Florida
Service area
PRONTO: businesses in Florida, New York or Texas.
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
LinkedIn
Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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