Skip to content
Best Business Loan Lenders shieldBest Business Loan Lenders
Powered byLevrGet help choosing
CB

CIBC Bank USA

Listed
Bank for asset based lending and commercial real estate loansChicago, IllinoisBased in Illinois; service area not yet provided
BBLL 000750Listed Oct 2026From public recordsLast checked Oct 31, 2026
Request contactIs this your lender? Claim it

About

CIBC Bank USA offers SBA 7(a), 504 and Express financing alongside commercial lines and term loans. These are U.S. products, distinct from CIBC’s Canadian business financing.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Asset based lendingCommercial real estate loansEquipment financingSBA 504 loansTerm loansWorking capital loans
From the lender's own site and public records.

A second look at CIBC Bank USA

CIBC Bank USA offers SBA 7(a), 504 and Express financing alongside commercial lines and term loans. These are U.S. products, distinct from CIBC’s Canadian business financing.

Direct U.S. bank lender. SBA 504 structures include a separate Certified Development Company financing portion.

Published by Levr, not by CIBC Bank USA. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

SBA programs

7(a)
Up to $5 million for acquisitions, property, equipment, inventory, improvements, refinancing or working capital. Bank describes 7–10 years for most uses and up to 25 years for real estate.
Express
Up to $500,000 as revolving credit or term financing; published term up to 10 years.
504
Typically bank 50%, CDC up to 40% and borrower 10%; additional equity may apply. Published repayment choices include 10, 20 and 25 years.

Provider sources: CIBC U.S. SBA loans

Commercial lending

Facilities
U.S. commercial page lists revolving lines, term loans, letters of credit and syndicated lending.
Pricing
No standard rate, term or underwriting threshold was established for these individually structured facilities.

Provider sources: U.S. commercial lending

When it may fit

Our assessment of the published programs

  • Compare for a U.S. operating business assessing a government-supported purchase against conventional bank credit.

What to weigh carefully

  • The SBA page repeats financial-size tests across programs; request the current applicable size and ownership rules rather than treating that summary as exhaustive.
  • Canadian CIBC rates, CSBFP eligibility and Canadian account requirements do not apply here.
  • No guaranteed approval or timing is established.

Questions before you accept an offer

  1. Which U.S. lending product and entity will be on my agreement?
  2. What borrower equity and guarantees apply to this project?
  3. How do bank and CDC fees affect the total 504 cost?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

BMO Bank

Compare BMO U.S. SBA and conventional financing, not BMO Canada products.

PNC Bank

Compare PNC SBA lending and term loans.

The lender

Type
Bank
Legal name
CIBC Bank USA
Founded
1991
Charter
Not yet provided Add it
Headquarters
Chicago, Illinois
Service area
Based in Illinois; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
SBA 504
Also lends to consumers
Not yet provided Add it
Website
us.cibc.com
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

More lenders in Illinois

All of Illinois
AdFin Inc logo
AdFin IncListed
Transportation factoring company purchasing freight invoices and managing receivables collections to provide operating capital for trucking businesses.
Factoring companiesInvoice factoringWorking capital loansUnclaimed
Hinsdale, IL
Aequum Capital logo
Aequum CapitalListed
Chicago specialty lender providing asset based and cash flow financing to midsize businesses for acquisitions, working capital, growth, and turnaround situations.
Direct business lendersAsset based lendingWorking capital loansUnclaimed
Chicago, IL
AF
Allies for Community BusinessListed
Allies for Community Business lends to Illinois and Indiana entrepreneurs and pairs capital with coaching. It assesses debt management and cash flow rather than using a credit-score cutoff.
Direct business lendersTerm loansBusiness lines of creditUnclaimed
Chicago, IL
American Commercial Bank & Trust, National Association logo
American Commercial Bank & Trust, National AssociationListed
American Commercial Bank & Trust, National Association is a bank headquartered in Ottawa, Illinois. Its June 30, 2026 FDIC financial report records commercial and industrial loans. Product availability and current lending criteria should be confirmed with the bank.
BanksUnclaimed
Ottawa, IL
Powered byLevrStanding rises on evidence, never on payment.