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City First Enterprises logo

City First Enterprises

Listed
Direct business lender for term loans and business lines of creditWashington, District of ColumbiaBased in District of Columbia; service area not yet provided
BBLL 000367Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

City First Enterprises lends to small businesses and nonprofits across the mid-Atlantic. Its business term program publishes concrete operating screens and supports working capital, equipment and expansion.

Direct business lender. Directly funds business financing; products and terms depend on the lender.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Term loansBusiness lines of creditWorking capital loansEquipment financingCommercial real estate loans
General small business
From the lender's own site and public records.

A second look at City First Enterprises

City First Enterprises lends to small businesses and nonprofits across the mid-Atlantic. Its business term program publishes concrete operating screens and supports working capital, equipment and expansion.

Direct community development lender.

Published by Levr, not by City First Enterprises. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Small-business term loan

Amount
$100,000–$500,000; real-estate acquisitions may support higher amounts under a separate product.
Screen
Two years in business, at least $150,000 annual revenue and minimum FICO 620; ITINs accepted.
Term
Up to four years, or five for equipment and vehicle financing; amortizing repayment.
Security
First lien and/or alternative collateral; personal guarantees from owners with at least 20% ownership.

Provider sources: Official lending information · Official lender information

When it may fit

Our assessment of the published programs

  • Established mid-Atlantic businesses needing a documented community-lender option.

What to weigh carefully

  • Nonprofit eligibility differs: five years operating and $500,000 minimum annual revenue.
  • The business program publishes a 70% combined loan-to-cost ceiling and a 2%–3.5% origination/commitment fee.

Questions before you accept an offer

  1. Does my project and location fit the lending area?
  2. How much equity is needed after the loan-to-cost limit?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Washington Area Community Investment Fund

Washington Area Community Investment Fund offers another DC-area business program.

Life Asset

Life Asset is a smaller-loan comparison for DC-area entrepreneurs.

The lender

Type
Direct business lender
Legal name
Not yet provided Add it
Founded
1993
Charter
Not yet provided Add it
Headquarters
Washington, District of Columbia
Service area
Based in District of Columbia; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
cfenterprises.org
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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