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Clearco logo

Clearco

Levr partner
Revenue based funder for working capital loans and revenue based financingToronto, OntarioCurrent published program: U.S.-incorporated ecommerce businesses with a U.S. business bank account.
View 3 loan officers at this lender ↓
BBLL 000059Listed Oct 2026On LevrLast checked Oct 31, 2026

About

Clearco provides revenue-based funding for U.S. ecommerce brands, with fixed or replenishing capacity and a choice of supplier payments or cash advances. Its current eligibility is materially narrower than a general small-business funding offer.

Revenue based funder. Advances capital repaid from a share of future sales.

What they lend

Ecommerce
From the lender's own site and public records.

A second look at Clearco

Clearco provides revenue-based funding for U.S. ecommerce brands, with fixed or replenishing capacity and a choice of supplier payments or cash advances. Its current eligibility is materially narrower than a general small-business funding offer.

Clear Finance Technology Corporation operates the Clearco brand. Its early-payment FAQ describes the funding as revenue-based financing, not a loan; confirm the contracting entity on the offer.

Published by Levr, not by Clearco. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Ecommerce funding eligibility

Published scale
Up to US$10 million with estimated payment terms up to twelve months.
Current market
U.S.-incorporated direct-to-consumer ecommerce businesses with an active U.S. business bank account.
Revenue and history
At least six months of consistent revenue and around US$100,000 monthly revenue; the homepage says more than $100,000 while the program FAQ says $100,000+.
Security
Advertises no personal guarantees and no all-asset liens. Confirm the specific agreement and any security over financed assets or receipts.

Provider sources: Current eligibility and funding ceiling

Funding structure and disbursement

Capacity
Fixed capacity provides a set amount; rolling capacity replenishes as payments are made.
Use of funds
Cash advances go to the business bank account. Invoice Funding covers supplier payments; it is not the same as selling unpaid customer invoices.
Payment approach
The overview describes four- to twelve-month estimated terms and weekly capped payments. Confirm how actual sales change remittances and the reconciliation process.
Fees
Flat-fee revenue-based funding. A universal numerical price is not established; request total cost and the payment assumptions.

Provider sources: Program structures and access to funds

Early Payment Option

Fee reduction
Eligible businesses can request prorated fees without an early-payment penalty.
How to use it
Contact the provider to apply for this option. Eligibility and the written payoff calculation must be confirmed; do not assume automatic pro-rata savings.

Provider sources: Early payment terms

When it may fit

Our assessment of the published programs

  • An established U.S. ecommerce brand managing inventory purchases, advertising and wholesale expansion.
  • A business comparing one large funding need with recurring supplier payments.

What to weigh carefully

  • A Canadian headquarters does not establish availability to Canadian borrowers under the current program.
  • Invoice Funding here pays suppliers; it should not be confused with accounts-receivable factoring.
  • An estimated term and a flat fee are not an APR.

Questions before you accept an offer

  1. What entity purchases receipts and what portion of revenue is committed?
  2. How do weekly caps and sales reconciliation work?
  3. What is the full cost for the funding amount I will actually use?
  4. Am I eligible for the Early Payment Option, and what is the exact payoff?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Pipe

Compare Pipe for revenue-based funding offered through participating software platforms; access and eligibility differ.

eCapital

For wholesale customer invoices or inventory collateral, compare eCapital’s distinct factoring and asset-based facilities.

The lender

Type
Revenue based funder
Legal name
Clear Finance Technology Corporation
Founded
Not yet provided Add it
Charter
Not yet provided Add it
Headquarters
Toronto, Ontario
Service area
Current published program: U.S.-incorporated ecommerce businesses with a U.S. business bank account.
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
clear.co
LinkedIn
Company page

Loan officers at this lender (3)

Each loan officer here has a profile of their own.

JF
Justin FarnandListedDirector of Growth
Loan officer. Listed from public records. Details fill in when Justin claims the profile.
Unclaimed
RK
Radha KapoorListedPartnerships
Loan officer. Listed from public records. Details fill in when Radha claims the profile.
Unclaimed
MZ
Mickey ZhengListedSenior Manager, Account Management
Loan officer. Listed from public records. Details fill in when Mickey claims the profile.
Unclaimed
Toronto, ON

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