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DSA Factors logo

DSA Factors

Listed
Factoring company for invoice factoring and working capital loansChicago, IllinoisBased in Illinois; service area not yet provided
BBLL 000430Listed Oct 2026From public recordsLast checked Oct 31, 2026

About

DSA Factors offers flat-fee receivables purchases, with non-recourse credit protection for wholesale clients. Service-company invoices are treated differently.

Factoring company. Buys or advances against business invoices.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

General small business
From the lender's own site and public records.

A second look at DSA Factors

DSA Factors offers flat-fee receivables purchases, with non-recourse credit protection for wholesale clients. Service-company invoices are treated differently.

DSA is a family-operated factor that purchases invoices, handles collections and also offers purchase-order financing to clients.

Published by Levr, not by DSA Factors. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Accounts receivable factoring

Cost structure
Quoted flat factoring fee; DSA says it does not add interest based on the time customers take to pay. No universal percentage published.
Commitment
No minimum factoring requirements or long-term commitment; spot factoring available.
Application
Requests receivable/payable aging reports, business formation documents, customer list and sample invoice.
Initial funding
FAQ says 1–3 business days after signed agreement; later advances within 24 hours after invoice receipt.

Provider sources: Factoring process

Wholesale non-recourse program

Eligibility
Wholesale manufacturers, importers and distributors, including startups and foreign businesses; customer credit approval required.
Protection
Covers financial inability to pay, including bankruptcy and closure; page describes full invoice coverage without deductible, less factoring fee.
Exclusions
Damaged goods, late shipments, agreed deductions and customer disputes remain the client’s responsibility. Service businesses are not offered this credit insurance.

Provider sources: Non-recourse terms

When it may fit

Our assessment of the published programs

  • Useful to compare for wholesalers supplying retailers who want predictable fees and debtor-credit protection.

What to weigh carefully

  • An existing lender’s receivables lien may require subordination.
  • No minimum commitment does not establish unlimited invoice eligibility; each customer/order needs approval.

Questions before you accept an offer

  1. What flat fee and advance apply to my invoices?
  2. Which customer deductions can be charged back?
  3. What happens to outstanding invoices when I stop factoring?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Bankers Factoring

Compare Bankers Factoring’s covered nonpayment events.

Mazon Associates

Compare Mazon’s recourse pricing and month-to-month commitment.

The lender

Type
Factoring company
Legal name
Not yet provided Add it
Founded
1964
Charter
Not yet provided Add it
Headquarters
Chicago, Illinois
Service area
Based in Illinois; service area not yet provided
Meets in person
Not yet provided Add it
Languages
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Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
LinkedIn
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Loan officers at this lender

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