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First Bank

Listed
Bank for business lines of credit and equipment financingSouthern Pines, North CarolinaBased in North Carolina; service area not yet provided
BBLL 000921Listed Nov 2026From public recordsLast checked Nov 1, 2026

About

First Bank in the Carolinas offers operating lines, property and equipment finance, acquisition funding and SBA loans. Its SBA Preferred Lender team lists 7(a), Express and refinancing options.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

A second look at First Bank

First Bank in the Carolinas offers operating lines, property and equipment finance, acquisition funding and SBA loans. Its SBA Preferred Lender team lists 7(a), Express and refinancing options.

Direct bank lender; official sources identify First Bank.

Published by Levr, not by First Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business lending

Credit lines
Business lines provide ready-to-use credit with interest charged on amounts used.
Fixed assets
Commercial property loans and equipment or vehicle financing support investment and growth.
SBA
SBA 7(a), Express and refinancing options address acquisitions, expansion, partnership buyouts and succession.

Provider sources: Official business lending · Official SBA lending

When it may fit

Our assessment of the published programs

  • Businesses in the bank service area seeking the documented operating or asset-finance programs.

What to weigh carefully

  • Confirm current geographic eligibility, loan size, pricing, collateral and owner guarantees directly with the bank.

Questions before you accept an offer

  1. Which documented facility best fits my use of funds and repayment cash flow?
  2. What collateral, guarantees, covenants and financial reporting are required?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

PNC Bank

PNC Bank offers a separate Carolinas business/SBA banking comparison.

First Citizens Bank

First Citizens Bank provides another Carolinas commercial bank comparison.

The lender

Type
Bank
Legal name
First Bank
Founded
1934
Charter
Not yet provided Add it
Headquarters
Southern Pines, North Carolina
Service area
Based in North Carolina; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
LinkedIn
Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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