First Carolina Bank

Listed

Bank for term loans and business lines of creditRocky Mount, North CarolinaBased in North Carolina; service area not yet provided

BBLL 001052Listed Nov 2026From public recordsLast checked Nov 1, 2026

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About

First Carolina Bank serves operating and manufacturing companies in North Carolina, South Carolina, Georgia and Virginia with working-capital lines, capital-expenditure loans, buyout financing and property credit.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Term loans Business lines of credit Working capital loans Equipment financing Business acquisition loans Commercial real estate loans Asset based lending

From the lender's own site and public records.

A second look at First Carolina Bank

First Carolina Bank provides business credit directly as a bank; approval and documentation are determined by the bank.

Published by Levr, not by First Carolina Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

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Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business lending

Borrower focus: Focuses on well-capitalized operating or manufacturing companies with experienced management in its four-state footprint.
Corporate credit: Offers receivables and inventory lines, capex term facilities, management buyout and recapitalization finance.
Real estate: Developer and investor lending includes construction, value-add projects, and acquisition or refinance term loans across multifamily, industrial, medical office, storage and retail.

Provider sources: Commercial financing · Commercial property

When it may fit

Our assessment of the published programs

Well-capitalized regional operating companies or experienced developers seeking customized bank facilities.

What to weigh carefully

The stated four-state footprint limits the practical geographic fit; confirm project and borrower location.

Questions before you accept an offer

What balance-sheet strength, management experience and covenants are required for our proposed facility?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Dogwood (a division of TowneBank)

Compare Dogwood (a division of TowneBank) for business lending in NC; confirm the project location, collateral requirements and proposed terms.

Bank of America

Compare Bank of America for business lending in NC; confirm the project location, collateral requirements and proposed terms.

The lender

Type: Bank
Legal name: First Carolina Bank
Founded: 2000
Charter: Not yet provided Add it
Headquarters: Rocky Mount, North Carolina
Service area: Based in North Carolina; service area not yet provided
Meets in person: Not yet provided Add it
Languages: Not yet provided Add it
Program approvals: Not yet provided Add it
Also lends to consumers: Not yet provided Add it
Website: firstcarolinabank.com
LinkedIn: Not yet provided Add it

Loan officers at this lender

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Request contact

Tell us what your business needs. Our team reviews your request before arranging the next step.

Charter and approvals

FDIC certificate, 35530Record

Each one links to its official record.

Location

Based in North Carolina; service area not yet provided.

Sources: FDIC BankFind institution record (Nov 1, 2026), FDIC financial report, June 30, 2026 (Nov 1, 2026), Official bank product: Commercial Real Estate (Nov 1, 2026), Commercial financing (Nov 1, 2026).

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Standing rises on evidence, never on payment.