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Florida First Capital Finance logo

Florida First Capital Finance

Listed
Direct business lender for sBA 504 loans and commercial real estate loansTallahassee, FloridaBased in Florida; service area not yet provided
BBLL 000389Listed Nov 2026From public recordsLast checked Nov 1, 2026

About

Florida First Capital/First Capital Finance provides SBA 504 real estate and equipment financing in Florida, Alabama and Georgia, plus Florida-specific loan funds.

Direct business lender. Directly funds business financing; products and terms depend on the lender.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

General small business
From the lender's own site and public records.

A second look at Florida First Capital Finance

Florida First Capital/First Capital Finance provides SBA 504 real estate and equipment financing in Florida, Alabama and Georgia, plus Florida-specific loan funds.

Nonprofit Certified Development Company providing SBA 504 financing with private lenders and administering designated Florida business funds.

Published by Levr, not by Florida First Capital Finance. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

SBA 504 and Rebuild Florida

Real estate
504 finances acquisition, construction, renovation and expansion of owner-occupied commercial premises.
Equipment
New or used fixed long-life machinery can qualify alone or with a real estate project; rolling stock is excluded.
Repayment
The 504 program lists 10-, 20- and 25-year amortization, with equipment terms dependent on useful life.
Florida working capital
Rebuild Florida supports operating and business investment uses, but statewide funds are fully deployed and new liquidity depends on repayments; the page separately identifies limited Hurricane Michael county funds.

Provider sources: 504 real estate · 504 equipment · Rebuild Florida

When it may fit

Our assessment of the published programs

  • Eligible fixed-asset borrowers in the three states, or Florida businesses able to access an available special fund.

What to weigh carefully

  • Do not treat Rebuild Florida as generally available: confirm current repayments and county allocation before applying.
  • SBA 504 does not fund working capital; confirm owner occupancy, equity and separate bank financing terms.

Questions before you accept an offer

  1. Which program and legal financing entity will fund this request?
  2. What security, owner contribution, fees and repayment conditions apply?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Huntington Bank

Huntington offers SBA finance to eligible businesses in the service states.

PNC Bank

PNC provides SBA and commercial fixed-asset finance in the region.

The lender

Type
Direct business lender
Legal name
Not yet provided Add it
Founded
1983
Charter
Not yet provided Add it
Headquarters
Tallahassee, Florida
Service area
Based in Florida; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
ffcfc.com
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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