Revenue-based financing
- Amount
- $5,000 to $500,000, subject to underwriting.
- Structure
- Purchase of future business receipts, not a loan. The contracted amount sold is set upfront.
- Remittance
- Daily or weekly bank debits. Provider describes a typical 3–18 month period; actual duration varies with revenue.
- Reconciliation
- Request a temporary payment reduction after documented revenue decline, or submit monthly revenue evidence for an overpayment refund. Refunds do not reduce the amount sold and can extend the payment period.
- Relief conditions
- Follow the agreement and supply requested financial records. Blocking access to receipts or hiding funds may breach the contract and create personal liability; contact servicing instead of stopping payments unilaterally.
- Net proceeds
- Processing fees, optional wire fees and any prior financing payoff reduce cash received. ACH funding is free; wire fee amount is not stated in the reviewed highlights.
- Published eligibility
- US business; typically one year operating, $10,000 monthly revenue and 500+ credit score. Exceptions are discretionary; minimums do not guarantee approval.
- Credit checks
- Soft personal inquiry and hard business inquiry; the latter may affect business credit.
- Industry exclusions
- Examples include adult entertainment, gambling, firearms and illicit substances; confirm the full current list.
Provider sources: Official products and loan-state availability · Revenue-based financing contract highlights · Official eligibility, pricing and credit FAQ
