Mercantile Bank

Listed

Bank for equipment financing and business lines of creditGrand Rapids, MichiganBased in Michigan; service area not yet provided

BBLL 000874Listed Oct 2026From public recordsLast checked Oct 31, 2026

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About

Mercantile Bank offers Michigan businesses fixed-rate term loans and variable-rate lines, with a published online lending range and a separate route for larger requests.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Equipment financing Business lines of credit Term loans Working capital loans

From the lender's own site and public records.

A second look at Mercantile Bank

Mercantile Bank offers Michigan businesses fixed-rate term loans and variable-rate lines, with a published online lending range and a separate route for larger requests.

Direct bank lender.

Published by Levr, not by Mercantile Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business lending

Term loans: $5,000–$250,000, fixed rates and terms up to five years for equipment, vehicles and business investment.
Lines of credit: $10,000–$250,000 with variable rates and terms up to five years.
Larger financing: Requests above $250,000 and commercial real estate financing are directed to a lender.

Provider sources: Business lending

Application preparation

Documents: Typically requests two years of business tax returns, a debt schedule, plus two years of tax returns and a personal financial statement for each owner with 20% or more ownership.

Provider sources: Application preparation

When it may fit

Our assessment of the published programs

Michigan companies seeking a defined small-business borrowing range.

What to weigh carefully

Published size limits apply to the described small-business products; larger requests have a separate lender route.

Questions before you accept an offer

What lien, guarantee and renewal conditions apply to the line?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Huntington Bank

Compare Huntington Bank for U.S. business credit in overlapping markets.

Fifth Third Bank

Compare Fifth Third Bank for U.S. business credit in overlapping markets.

The lender

Type: Bank
Legal name: Mercantile Bank
Founded: 1997
Charter: Not yet provided Add it
Headquarters: Grand Rapids, Michigan
Service area: Based in Michigan; service area not yet provided
Meets in person: Not yet provided Add it
Languages: Not yet provided Add it
Program approvals: Not yet provided Add it
Also lends to consumers: Not yet provided Add it
Website: mercbank.com
LinkedIn: Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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Request contact

Tell us what your business needs. Our team reviews your request before arranging the next step.

Charter and approvals

FDIC certificate, 34598Record

Each one links to its official record.

Location

Based in Michigan; service area not yet provided.

Sources: FDIC BankFind institution record (Oct 31, 2026), FDIC financial report, June 30, 2026 (Oct 31, 2026), Official bank brand image (Oct 31, 2026), Company LinkedIn linked from official bank website (Oct 31, 2026), Business lending (Oct 31, 2026), Application preparation (Oct 31, 2026).

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Standing rises on evidence, never on payment.