Mountain Association

Listed

Direct business lender for term loans and working capital loansBerea, Kentucky54 Appalachian counties in Kentucky

BBLL 000449Listed Oct 2026From public recordsLast checked Oct 31, 2026

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About

Mountain Association lends to businesses and nonprofits in Kentucky’s 54 Appalachian counties. Standard development financing and small emergency loans have different pricing and security rules.

Direct business lender. Directly funds business financing; products and terms depend on the lender.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Term loans Working capital loans Startup funding

General small business

From the lender's own site and public records.

A second look at Mountain Association

Mountain Association lends to businesses and nonprofits in Kentucky’s 54 Appalachian counties. Standard development financing and small emergency loans have different pricing and security rules.

Nonprofit community lender formerly known as MACED.

Published by Levr, not by Mountain Association. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business development loans

Range and term: $1,000 to $1 million and above; terms one to 20 years depending on purpose and collateral.
Published rates: Typically 5%–9.75%; dedicated solar and energy-efficiency financing has different rates.
Closing fees: 2% for loans up to $50,000; typically 1.5% above that, plus applicable collateral expenses.
Security: Collateral and personal guarantors are generally required.

Provider sources: Lending and FAQs

Emergency Loans

Amount and term: $1,000–$5,000; up to three years.
Cost and payments: 3% interest; no application fee, closing costs or prepayment penalty; no payment for 90 days.
Security: Dedicated page allows flexible collateral without personal property.

Provider sources: Emergency program

When it may fit

Our assessment of the published programs

Eastern Kentucky businesses facing bank-financing barriers or a specific operating emergency.

What to weigh carefully

Credit and repayment capacity are reviewed even when a low score is considered.
Decision timing begins after complete information is received.

Questions before you accept an offer

Is my county and emergency eligible?
What security and guarantor commitments apply to this program?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

How to compare business loan offers

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Southeast Kentucky Economic Development

SKED also finances Southern and Eastern Kentucky businesses.

Community Ventures

Community Ventures offers Kentucky business and SBA financing.

The lender

Type: Direct business lender
Legal name: Not yet provided Add it
Founded: Not yet provided Add it
Charter: Not yet provided Add it
Headquarters: Berea, Kentucky
Service area: 54 Appalachian counties in Kentucky
Meets in person: Not yet provided Add it
Languages: Not yet provided Add it
Program approvals: Not yet provided Add it
Also lends to consumers: Not yet provided Add it
Website: mtassociation.org
LinkedIn: Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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Request contact

Tell us what your business needs. Our team reviews your request before arranging the next step.

Charter and approvals

None on file yet.

Program availability

54 Appalachian counties in Kentucky

Sources: Mountain Association financing and contact (Oct 31, 2026), Official brokerage logo (Oct 31, 2026), Emergency program (Oct 31, 2026).

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