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OperFi logo

OperFi

Listed
Factoring company for invoice factoring and working capital loansCedar Hill, TexasBased in Texas; service area not yet provided
BBLL 000664Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

OperFi buys transportation receivables and combines funding with credit checks, billing and collections support for trucking businesses.

Factoring company. Buys or advances against business invoices.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Invoice factoringWorking capital loans
General small business
From the lender's own site and public records.

A second look at OperFi

OperFi buys transportation receivables and combines funding with credit checks, billing and collections support for trucking businesses.

OperFi explicitly describes purchasing accounts receivable; business loans listed in its vendor network are separate partner services.

Published by Levr, not by OperFi. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Transportation factoring

Customers
Owner-operators and growing trucking fleets; the provider offers customer-credit review before loads are accepted.
Funding methods
ACH, wire, fuel-card and Tank payment options are listed.
Price approach
Flat and customized rates with veteran discounts are advertised; no universal numerical factoring fee is published.
Operations
Mobile invoice submission, online account access, billing and collections support are offered.

Provider sources: Carrier factoring · Receivables purchasing and support

When it may fit

Our assessment of the published programs

  • Relevant for small carriers that also need customer-credit and back-office support.

What to weigh carefully

  • Same-day and instant-payment claims depend on acceptance and processing; they are not guaranteed approval.
  • Advance percentage, reserves, recourse and contract duration are not disclosed on these accessible pages.

Questions before you accept an offer

  1. What is the effective fee for a load paid in 30, 60 or 90 days?
  2. Which unpaid or disputed invoices can be charged back, and what are the cancellation terms?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Express Freight Finance

Compare Express Freight Finance for carrier payment and non-recourse options.

Match Factors

Compare Match Factors for transportation receivables finance.

The lender

Type
Factoring company
Legal name
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Founded
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Charter
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Headquarters
Cedar Hill, Texas
Service area
Based in Texas; service area not yet provided
Meets in person
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Languages
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Program approvals
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Also lends to consumers
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Website
operfi.com
LinkedIn
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Loan officers at this lender

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