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Regions Bank

Listed
Bank for asset based lending and business acquisition loansBirmingham, AlabamaBased in Alabama; service area not yet provided
BBLL 000744Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Regions offers SBA term and revolving financing, including monitored working-capital lines. Equipment financing is available through its Ascentium division and a separate Regions equipment-financing company.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Asset based lendingBusiness acquisition loansCommercial real estate loansEquipment financingBusiness lines of creditWorking capital loans
From the lender's own site and public records.

A second look at Regions Bank

Regions offers SBA term and revolving financing, including monitored working-capital lines. Equipment financing is available through its Ascentium division and a separate Regions equipment-financing company.

Regions Bank is a direct bank lender and SBA Preferred Lender. Ascentium Capital is a division of Regions Bank; Regions Equipment Finance Corporation is a separate named financing entity.

Published by Levr, not by Regions Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

SBA 7(a), Express and 504

7(a)
Up to $5 million for eligible acquisition, equipment, refinancing, inventory and other business uses.
Express
Up to $500,000 as loan or line; equity and approval depend on the transaction.
504
Fixed-asset financing for property and equipment. SBA portion up to $5 million, or $5.5 million for qualifying manufacturing/energy projects; overall project financing is separate.

Provider sources: Regions SBA programs

SBA Working Capital Pilot

Limit and maturity
Monitored asset-based revolving line up to $5 million with up to 60 months maturity.
Collateral and monitoring
Eligible receivables and inventory secure the line; monthly or quarterly borrowing-base reporting affects availability.
Eligibility and uses
Domestic or international working capital for SBA-eligible industries; individual underwriting applies.
Cost
SBA7(a) fee schedules apply; request current program fees and lender pricing.

Provider sources: WCP program

Equipment financing channels

Ascentium division
Regions advertises transactions from $10,000 to $2 million for equipment, technology and commercial vehicles through Ascentium.
REFCO
Regions Equipment Financing Corporation is advertised for transactions from $250,000 to $50 million.
Product separation
Each channel has its own underwriting, documents and repayment structure; do not apply Ascentium terms to all Regions loans.

Provider sources: Business financing and channel disclosures · Loans and lines overview

When it may fit

Our assessment of the published programs

  • Useful for an eligible business comparing SBA acquisition financing with a monitored working-capital facility.
  • Equipment buyers should identify the actual channel before comparing quotes.

What to weigh carefully

  • Borrowing-base availability can be below a headline limit as receivables or inventory change.
  • No universal credit score, revenue threshold, rate or fee schedule was established across Regions products.
  • Ascentium has its own directory profile; retain the division connection without counting it as a separate parent bank.

Questions before you accept an offer

  1. Which Regions entity or division is contracting?
  2. What collateral, guarantees and reporting are required?
  3. How are eligible receivables/inventory valued for availability?
  4. What fees and prepayment rules apply to this specific SBA or equipment program?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

First Citizens Bank

Compare First Citizens SBA programs, keeping lender-specific Express limits separate.

Live Oak Bank

Compare Live Oak SBA project financing.

The lender

Type
Bank
Legal name
Regions Bank
Founded
1928
Charter
Not yet provided Add it
Headquarters
Birmingham, Alabama
Service area
Based in Alabama; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
SBA preferred lender, SBA 504
Also lends to consumers
Not yet provided Add it
Website
regions.com
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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