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River Bank & Trust

Listed
Bank for term loans and business lines of creditPrattville, AlabamaBased in Alabama; service area not yet provided
BBLL 001037Listed Nov 2026From public recordsLast checked Nov 1, 2026
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About

River Bank & Trust offers Alabama businesses term loans and revolving operating lines. Term credit supports fixed assets, while lines can cover inventory, receivables and other temporary cash needs.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Term loansBusiness lines of creditEquipment financingCommercial real estate loansWorking capital loans
From the lender's own site and public records.

A second look at River Bank & Trust

River Bank & Trust offers Alabama businesses term loans and revolving operating lines. Term credit supports fixed assets, while lines can cover inventory, receivables and other temporary cash needs.

Direct bank lender; official sources identify River Bank & Trust.

Published by Levr, not by River Bank & Trust. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business lending

Term uses
Equipment, vehicles, real estate and leasehold improvements are typical term-loan uses.
Term structure
Rates may be fixed or variable; security is usually the acquired/refinanced asset, with amortization reflecting useful life.
Revolving structure
Lines permit periodic draws/repayments as cash needs change; the bank describes a typical one-year variable-rate facility.

Provider sources: Official commercial term loans · Official revolving lines

When it may fit

Our assessment of the published programs

  • Businesses in the bank service area seeking the documented operating or asset-finance programs.

What to weigh carefully

  • Confirm current geographic eligibility, loan size, pricing, collateral and owner guarantees directly with the bank.

Questions before you accept an offer

  1. Which documented facility best fits my use of funds and repayment cash flow?
  2. What collateral, guarantees, covenants and financial reporting are required?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Trustmark Bank

Trustmark offers another Alabama/Gulf South commercial bank comparison.

Bank of America

Bank of America provides a separate business-credit comparison for eligible Alabama borrowers.

The lender

Type
Bank
Legal name
River Bank & Trust
Founded
2006
Charter
Not yet provided Add it
Headquarters
Prattville, Alabama
Service area
Based in Alabama; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
riverbankandtrust.com
LinkedIn
Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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