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Summar Financial logo

Summar Financial

Listed
Factoring company for invoice factoring and working capital loansMiami, FloridaBased in Florida; service area not yet provided
BBLL 000398Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Summar Financial offers distinct freight and international factoring programs. The advance limits, fees and credit-protection features differ by program.

Factoring company. Buys or advances against business invoices.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Invoice factoringWorking capital loans
General small business
From the lender's own site and public records.

A second look at Summar Financial

Summar Financial offers distinct freight and international factoring programs. The advance limits, fees and credit-protection features differ by program.

Summar provides receivables-purchase funding directly for carriers, exporters and other businesses; factoring is not a conventional term loan.

Published by Levr, not by Summar Financial. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Freight factoring

Headline cost
Factoring fees from 2%; exact calculation and eligibility require a quote.
Cash access
Advertises receipts up to 98% and fuel advances up to 50%.
Commitments
No monthly minimums or long-term contracts advertised; no-reserve programs available.
Summar Shield
Describes protection when brokers disappear or delay beyond 90 days for reasons outside the carrier’s responsibility; confirm exclusions in writing.

Provider sources: Freight program

International factoring

Facility size
$500,000–$15 million.
Advance and price
Advances up to 90%; factoring fee from 1%, with accrual period not stated on this page.
Process
Initial setup as fast as seven business days, then funding within 24 hours advertised; buyer credit checked and receivables insured.
Supplemental products
Inventory and purchase-order funding offered to clients, subject to separate limits.

Provider sources: International program

When it may fit

Our assessment of the published programs

  • Useful to compare for exporters needing trade-receivable coverage or carriers evaluating protection beyond debtor bankruptcy.

What to weigh carefully

  • Freight terms cannot be applied to international invoices. Headline percentages are not APR.
  • Credit protection is conditional; obtain eligible-buyer limits, exclusions and claim or repurchase rules.

Questions before you accept an offer

  1. What is the complete fee and reserve schedule for my program?
  2. Which unpaid or disputed invoices remain my responsibility?
  3. How are fuel or inventory advances offset against invoice proceeds?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

RoadEx

Compare RoadEx’s branded non-recourse freight program.

Sallyport Commercial Finance, LLC

Compare Sallyport for international receivables and linked facilities.

The lender

Type
Factoring company
Legal name
Not yet provided Add it
Founded
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Charter
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Headquarters
Miami, Florida
Service area
Based in Florida; service area not yet provided
Meets in person
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Languages
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Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
summar.com
LinkedIn
Not yet provided Add it

Loan officers at this lender

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