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Texas Capital Bank

Listed
Bank for asset based lending and business acquisition loansDallas, TexasBased in Texas; service area not yet provided
BBLL 000757Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Texas Capital separates its smaller conventional Pathway loans from larger SBA financing. The small-business route publishes concrete credit and operating-history requirements; those requirements should not be applied automatically to its SBA channel.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Asset based lendingBusiness acquisition loansCommercial real estate loansEquipment financingBusiness lines of creditTerm loans
From the lender's own site and public records.

A second look at Texas Capital Bank

Texas Capital separates its smaller conventional Pathway loans from larger SBA financing. The small-business route publishes concrete credit and operating-history requirements; those requirements should not be applied automatically to its SBA channel.

Direct bank lender; Texas Capital identifies itself as an SBA Preferred Lender.

Published by Levr, not by Texas Capital Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Small Business Pathway and Pathway Plus

Pathway
$15,000–$50,000, with terms up to 48 months.
Pathway Plus
$50,001–$250,000, with terms up to 60 months.
Form
Term loans and lines of credit; cash-secured options are available.
Requirements
Minimum personal credit score 680, at least one year in business and a Texas Capital Small Business checking account, which may be opened at closing.

Provider sources: Small business loans

SBA 7(a) and 504

7(a) range
$500,000–$5 million advertised by the bank.
Uses
Acquisitions, partner buyouts, owner-occupied property, equipment and eligible working capital.
Guarantees
The bank states owners with at least 20% ownership must guarantee the loan.

Provider sources: SBA loans

When it may fit

Our assessment of the published programs

  • Texas businesses with at least a year of operations seeking a smaller conventional loan or credit line.
  • Larger acquisition and property borrowers comparing SBA structures.

What to weigh carefully

  • The small-loan page still contains an expired 2024 fee-waiver reference; do not assume it applies.
  • Its advertised starting rate has an incomplete effective-date disclosure. Obtain current pricing and fees in writing.
  • The SBA 504 headline includes a larger project financing structure, not an unrestricted SBA debenture.

Questions before you accept an offer

  1. What origination and annual fees apply today?
  2. Does my request belong in Pathway, business banking or the SBA team?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

UMB Bank, National Association

Compare UMB conventional and SBA lending.

BOK Financial

Compare BOK Financial BusinessLock and SBA options.

The lender

Type
Bank
Legal name
Texas Capital Bank
Founded
1997
Charter
Not yet provided Add it
Headquarters
Dallas, Texas
Service area
Based in Texas; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
SBA preferred lender, SBA 504
Also lends to consumers
Not yet provided Add it
Website
texascapitalbank.com
LinkedIn
Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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