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Wilmington Savings Fund Society, FSB

Listed
Bank for sBA 7(a) loans and business lines of creditWilmington, DelawareBased in Delaware; service area not yet provided
BBLL 000846Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

WSFS separates conventional term loans and short-term credit lines from SBA-backed financing. Its published distinctions help borrowers compare a purchase financed over time with seasonal borrowing and a larger acquisition or property transaction.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

SBA 7(a) loansBusiness lines of creditEquipment financing
From the lender's own site and public records.

A second look at Wilmington Savings Fund Society, FSB

WSFS separates conventional term loans and short-term credit lines from SBA-backed financing. Its published distinctions help borrowers compare a purchase financed over time with seasonal borrowing and a larger acquisition or property transaction.

Regional bank directly offering conventional and SBA business credit.

Published by Levr, not by Wilmington Savings Fund Society, FSB. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Conventional loans and credit lines

Term-loan uses
Equipment, vehicles, leasehold improvements, inventory growth and refinancing.
Purchase financing
Up to 100% financing is advertised, subject to approval.
Line repayment
Short-term financing with interest-only payments over one to three years.

Provider sources: Loans and lines

SBA programs

7(a) and Express
Advertised maximums are $5 million for 7(a) and $500,000 for Express.
504 structure
The page describes a typical 50% bank, 40% CDC and 10% borrower project structure; required equity depends on the transaction.
Process
Consultation precedes collection of tax and business documents, review and approved disbursement.

Provider sources: SBA lending

When it may fit

Our assessment of the published programs

  • Businesses comparing seasonal credit with equipment or expansion finance.
  • Acquisition and owner-occupied property applicants evaluating SBA structures.

What to weigh carefully

  • Interest-only line payments do not eliminate the principal due at maturity.
  • The 504 bank loan and CDC portion have separate terms; request both schedules.
  • Published maximums and financing percentages are not approval promises.

Questions before you accept an offer

  1. What principal balance is due when the line expires?
  2. What is the all-in rate, fee schedule and renewal cost?
  3. How much equity and collateral does our specific SBA project require?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Bankers Trust Company

Compare conventional and SBA lending through another regional bank.

Rockland Trust Company

Compare a bank publishing specific conventional loan and line ranges.

The lender

Type
Bank
Legal name
Wilmington Savings Fund Society, FSB
Founded
1832
Charter
Not yet provided Add it
Headquarters
Wilmington, Delaware
Service area
Based in Delaware; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
wsfsbank.com
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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