Business lenders in Memphis, Tennessee

Banks, credit unions, SBA lenders and specialty lenders that make business loans in Memphis. Verified lenders sort first. Last checked Nov 1, 2026.

lenders: 4
loan officers: 0
verified: 0
SBA lenders: 0

Lenders sort by standing, then by how recently they were checked. Placement is never for sale.How sorting works

Carter FundingListed

Carter Funding purchases business receivables from startups and established firms, with selective invoice funding and customer-credit limits. Its FAQ describes renewable 12-month agreements and recourse repurchase of invoices that remain unpaid.

Factoring companiesInvoice factoringWorking capital loansUnclaimed

Memphis, TN

Listedfrom public recordsMemphis, TN

Paragon BankListed

Paragon Bank is a bank headquartered in Memphis, Tennessee. Its June 30, 2026 FDIC financial report records commercial and industrial loans. Product availability and current lending criteria should be confirmed with the bank.

BanksCommercial real estate loansUnclaimed

Memphis, TN

Listedfrom public recordsMemphis, TN

First Horizon BankListed

First Horizon’s BizEssentials term loan has separate secured and unsecured amount limits. Its SBA process includes an underwriting decision followed by a distinct closing stage.

BanksEquipment financingTerm loansUnclaimed

Memphis, TN

Listedfrom public recordsMemphis, TN

River City CapitalListed

Community lender providing small business loans and capital readiness support to entrepreneurs operating in Memphis and Shelby County.

Direct business lendersTerm loansWorking capital loansUnclaimed

Memphis, TN

Listedfrom public recordsMemphis, TN

Loan officers in Memphis

Loan officers in Memphis appear here as their lenders add them. Claim your entry

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Tennessee, what to know

15 lenders make business loans in Tennessee, led by banks and direct business lenders. Banks in Tennessee answer to the OCC, the FDIC or the state, and credit unions to the NCUA. Each entry links its charter source.

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Memphis at a glance

Most common loan type: Working capital loans
Typical deal range: Set by each lender
Lender types here: Banks, Factoring companies
SBA lenders: 0

Nearby

Little Rock4 Fayetteville2 Conway2 Jonesboro1 Pine Bluff1

Not sure which lender to choose?

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How do I know a Memphis lender is legitimate?

Look for a charter or license link, verified status, SBA or CDFI approval where it applies, and fees in writing. Every one of those links to its official source on the entry.

What does a lender look at first?

Cash flow, credit, collateral, time in business and how much of your own money is in the deal. Each lender's minimums show on its entry so you can check fit before you call.

How does a lender get on the register?

Entries start from public records: charters, program lists and business filings. Standing rises as the lender claims its entry, adds its loan officers and verifies its details.

What happens when I request contact?

Your request goes to the lender or loan officer you chose, in their Levr workspace, and to no one else. Most reply within two business days.