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BDC

Listed
Bank for equipment financing and term loansMontreal, QuebecServes Canadian businesses; availability varies by program and province
View 10 loan officers at this lender ↓
BBLL 000027Listed Oct 2026From public recordsLast checked Oct 31, 2026

About

BDC offers business financing across Canada. Its Small Business Loan has different entry requirements and fees above C$100,000, while equipment financing uses a separate assessment.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

From the lender's own site and public records.

A second look at BDC

BDC offers business financing across Canada. Its Small Business Loan has different entry requirements and fees above C$100,000, while equipment financing uses a separate assessment.

Business Development Bank of Canada is a direct business lender. BDC financing is separate from assuming participation in the Canada Small Business Financing Program.

Published by Levr, not by BDC. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Small Business Loan — up to C$100,000

Entry screen
Canada-based, currently profitable, C$100,000 annual revenue, 600+ personal score and generally 24 months operating. Meeting these conditions does not guarantee approval.
Repayment
Five-year amortization; up to six months interest-only, subject to conditions.
Fees
No application or prepayment fees advertised for this tier.
Timing
Approval in less than ten days is advertised subject to complete documents and approval.

Provider sources: Small Business Loan tiers

Small Business Loan — over C$100,000 to C$350,000

Entry screen
Canada-based, profitable, C$250,000 annual revenue, 600+ personal score and financial statements for the last 24 months.
Repayment
Up to eight-year amortization and up to twelve months interest-only.
Fees and timing
Fees apply; amount is not stated. Approval in less than thirty days is conditional.
Younger businesses
For 12–24 months operating, the page allows differing criteria, longer processing and additional fees.
Pricing
Floating base rate plus an individually assessed variance; no universal final rate.

Provider sources: Small Business Loan tiers

Equipment Loan

Uses
Machinery, hardware, commercial vehicles and other business equipment.
Financing scope
Up to 125% of purchase price may include shipping, installation and training.
Repayment
Up to twelve years repayment and potentially up to twenty-four months initial principal postponement, subject to assessment.
Entry screen
Canada-based, at least twelve months generating revenue and good credit history.
Down payment
May be required based on financing structure and business risk.
Documents and pricing
Company details, financial statements and projections; rates and required documents vary.

Provider sources: Equipment Loan · BDC financing role and products

When it may fit

Our assessment of the published programs

  • Worth comparing for profitable Canadian businesses able to document repayment capacity and seeking a longer repayment schedule.
  • Equipment buyers should compare the equipment program separately from the online Small Business Loan.

What to weigh carefully

  • The C$350,000 ceiling is for the named Small Business Loan, not all BDC financing.
  • Small-loan tier benefits should not be applied to larger loans or partner-originated BDC programs.
  • No universal guarantee, collateral, industry-exclusion list or offer rate was established here; contract and program assessment govern.

Questions before you accept an offer

  1. Which loan tier and entry criteria apply to my business?
  2. What are the base rate, spread, fees and total expected cost?
  3. How does an interest-only period affect maturity and total interest?
  4. What security, personal guarantee and early-payoff conditions apply?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

ATB Financial

Compare ATB for term lending or an operating line if its service area and business requirements fit.

Driven

Compare Driven for shorter working-capital borrowing using full costs and payment frequency.

The lender

Type
Bank
Legal name
Not yet provided Add it
Founded
Not yet provided Add it
Charter
Not yet provided Add it
Headquarters
Montreal, Quebec
Service area
Serves Canadian businesses; availability varies by program and province
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
bdc.ca
LinkedIn
Company page

Loan officers at this lender (10)

Each loan officer here has a profile of their own.

DT
Dinar (TORONTO) AHMEDListedPartner, Seed Fund
Loan officer. Listed from public records. Details fill in when Dinar claims the profile.
Unclaimed
AA
Alex AverissListedManager, Major Accounts
Loan officer. Listed from public records. Details fill in when Alex claims the profile.
Unclaimed
TB
Tara BensonListedSenior Account Manager, Technology Industry
Loan officer. Listed from public records. Details fill in when Tara claims the profile.
Unclaimed
PO
Pierre-Olivier BernardListedDirecteur Principal, Groupe Technologies
Loan officer. Listed from public records. Details fill in when Pierre-Olivier claims the profile.
Unclaimed
Québec City, QC
ND
Nicholas DrakeListedSenior Director, Growth and Transition Capital
Loan officer. Listed from public records. Details fill in when Nicholas claims the profile.
Unclaimed
JF
Jack FraserListedPartner, Bdc Capital, Growth Venture Capital Fund
Loan officer. Listed from public records. Details fill in when Jack claims the profile.
Unclaimed
Toronto, ON
RJ
Randeep JanjuaListedAssociate, Growth, Transition Capital
Loan officer. Listed from public records. Details fill in when Randeep claims the profile.
Unclaimed
Vancouver, BC
DP
Denisia PereiraListedAssociate Principal, Women in Tech Venture Fund
Loan officer. Listed from public records. Details fill in when Denisia claims the profile.
Unclaimed
RS
Robert SimonListedManaging Partner
Loan officer. Listed from public records. Details fill in when Robert claims the profile.
Unclaimed
TS
Tiffany StullListedAccount Manager
Loan officer. Listed from public records. Details fill in when Tiffany claims the profile.
Unclaimed

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