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Finalta Capital

Listed
Revenue based funderMontreal, QuebecBusiness financing in Canada; program and underwriting conditions apply.
View 2 loan officers at this lender ↓
BBLL 000088Listed Oct 2026From public recordsLast checked Oct 31, 2026

About

Finalta finances Canadian tax credits and government grants before the business receives reimbursement. Its published model can release funds ahead of eligible expenditures.

Revenue based funder. Advances capital repaid from a share of future sales.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

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A second look at Finalta Capital

Finalta finances Canadian tax credits and government grants before the business receives reimbursement. Its published model can release funds ahead of eligible expenditures.

Private lender providing tax-credit and grant-receivable financing.

Published by Levr, not by Finalta Capital. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Tax-credit and grant financing

Disbursements
Usual terms release 25% of the annual loan at the start of each quarter against budgeted eligible spending.
Holdback
Provider states it does not deduct a reserve or holdback from disbursements.
Pricing
Interest is individually adjusted for risk and loan size; no universal rate is published.
Process
Published setup target is about 15 working days, with annual renewals one to two months before the new fiscal year.

Provider sources: Disbursement structure · Process

When it may fit

Our assessment of the published programs

  • Canadian companies with eligible tax credits or grants seeking to finance R&D-related cash outlays.

What to weigh carefully

  • This is repayable financing against expected incentives, not a government grant award.
  • Sector-fund criteria differ; headline comparisons with other lenders depend on stated assumptions.

Questions before you accept an offer

  1. Which expected credits and expenditures qualify?
  2. What happens if tax authorities reduce or delay the refund?
  3. What security, repayment date and renewal conditions apply?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

BDC

Compare BDC for broader Canadian growth financing.

Lighter Capital

Compare Lighter Capital for financing tied to technology-business revenue rather than tax credits.

The lender

Type
Revenue based funder
Legal name
Not yet provided Add it
Founded
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Charter
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Headquarters
Montreal, Quebec
Service area
Business financing in Canada; program and underwriting conditions apply.
Meets in person
Not yet provided Add it
Languages
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Program approvals
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Also lends to consumers
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LinkedIn
Company page

Loan officers at this lender (2)

Each loan officer here has a profile of their own.

AA
Alexandre AlivojvodicListedAnalyste, Financement d'entreprise
Loan officer. Listed from public records. Details fill in when Alexandre claims the profile.
Unclaimed
Montreal, QC
PH
Patrick HamaouiListedVice-président
Loan officer. Listed from public records. Details fill in when Patrick claims the profile.
Unclaimed
Montreal, QC

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