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Citibank, National Association

Listed
Bank for commercial real estate loans and equipment financingSioux Falls, South DakotaBased in South Dakota; service area not yet provided
BBLL 000730Listed Oct 2026From public recordsLast checked Oct 31, 2026

About

Citi provides small-business installment loans, revolving credit, practice financing and commercial mortgages. A primary operating-account relationship is part of the published lending requirements.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

From the lender's own site and public records.

A second look at Citibank, National Association

Citi provides small-business installment loans, revolving credit, practice financing and commercial mortgages. A primary operating-account relationship is part of the published lending requirements.

Commercial loans and lines are made by Citibank, N.A., subject to underwriting approval.

Published by Levr, not by Citibank, National Association. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Small-business lending

Installment loans
Published product listing offers $5,000–$5 million for equipment, expansion and longer-term needs.
Lines of credit
Published limits $10,000–$5 million for recurring or unexpected cash-flow needs.
Practice and property
Healthcare-practice finance: $250,000–$5 million for medical, dental or veterinary practices. Commercial mortgages: $250,000–$10 million.

Provider sources: Official lending product listing · Business credit lines

Application relationship

Banking requirement
Business must be established and operating in the U.S.; primary operating account must be at Citi with authorization for loan-payment debits.
Access
New and existing customers can discuss applications through a local Citi branch.
Underwriting
Credit approval required. Educational examples of one or two years operating are not established Citi minimums.

Provider sources: Citi-specific lending requirements

When it may fit

Our assessment of the published programs

  • Useful for a business prepared to move or maintain its operating account at Citi, especially a professional practice or larger conventional borrower.

What to weigh carefully

  • The dynamic main lending page requires JavaScript; program ranges were verified in Citi’s indexed product listing. Confirm the current offer with a banker.
  • No universal rate, loan term or credit score is established here.
  • An SBA headline up to $10 million does not establish a single 7(a) loan limit.

Questions before you accept an offer

  1. Which account relationship is required before approval or funding?
  2. What collateral and guarantees apply to the quoted amount?
  3. What fees and repayment term are included in the offer?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Bank of America

Compare Bank of America business lending and banking requirements.

Chase

Compare Chase lending where the business is eligible.

The lender

Type
Bank
Legal name
Citibank, National Association
Founded
1812
Charter
Not yet provided Add it
Headquarters
Sioux Falls, South Dakota
Service area
Based in South Dakota; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
LinkedIn
Not yet provided Add it

Loan officers at this lender

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