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Chase

Listed
Bank for business lines of credit and term loansColumbus, OhioBased in Ohio; service area not yet provided
BBLL 000728Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Chase offers business term loans and revolving credit, with separate commercial facilities for larger needs. Its small-business credit line has published credit, revenue and ownership-history screens.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Business lines of creditTerm loans
From the lender's own site and public records.

A second look at Chase

Chase offers business term loans and revolving credit, with separate commercial facilities for larger needs. Its small-business credit line has published credit, revenue and ownership-history screens.

Direct bank lender: JPMorgan Chase Bank, N.A. Products are subject to credit approval.

Published by Levr, not by Chase. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business Line of Credit

Limit and access
$10,000–$500,000 for existing Chase for Business customers; five-year revolving period followed by five-year repayment of remaining debt, unless renewed.
Entry screen
$100,000 annual revenue, minimum 660 FICO and unchanged majority ownership/management for two years.
Guarantees and inquiry
Owners holding 20% or more must personally guarantee; personal and business credit inquiries apply.
Costs
Prime-based variable pricing; no application or origination fee. Annual fee is 0.25% of limit, minimum $200 and maximum $750; after year one it can be waived if average utilization reaches 40%.
Location and account
Not available in Alaska or Hawaii. A Chase business checking or savings account is required.

Provider sources: Credit-line product · Credit-line FAQ

Business term loans

Amount
Official product explainer lists $5,000–$500,000; online applications cover $5,000–$250,000.
Repayment
Fixed monthly principal and interest. Explainer describes typical five-year loans; broader term-loan page describes terms as long as seven years, depending on product.
Fees
Business term-loan explainer states no origination fee and prepayment fees for loans above $250,000; obtain the schedule for the specific offer.

Provider sources: Term-loan overview · Business term-loan explainer

When it may fit

Our assessment of the published programs

  • Potential fit for an established business that can meet bank underwriting and wants fixed monthly loan payments or revolving working capital.

What to weigh carefully

  • A credit-line minimum is an entry screen, not guaranteed approval.
  • Do not apply small-business line thresholds to separate commercial or SBA products.
  • Term-loan duration depends on the specific product; do not assume every loan qualifies for seven years.

Questions before you accept an offer

  1. Is my offer a Business Line, Commercial Line or SBA facility?
  2. What collateral and owner guarantees apply?
  3. What balance or utilization is needed to waive fees?
  4. What prepayment charge applies on my term loan?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Bank of America

Compare Bank of America unsecured loans and revolving credit.

Wells Fargo

Compare Wells Fargo BusinessLine for smaller working-capital limits.

The lender

Type
Bank
Legal name
JPMorgan Chase Bank, National Association
Founded
1824
Charter
Not yet provided Add it
Headquarters
Columbus, Ohio
Service area
Based in Ohio; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
jpmorganchase.com
LinkedIn
Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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