Coastal States Bank

Listed

Bank for business acquisition loans and commercial real estate loansHilton Head Island, South CarolinaBased in South Carolina; service area not yet provided

BBLL 001153Listed Oct 2026From public recordsLast checked Oct 31, 2026

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About

Coastal States Bank offers commercial and SBA lending plus a separate small-business program advertising decisions within 48 hours.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Business acquisition loans Commercial real estate loans Equipment financing Business lines of credit Working capital loans

From the lender's own site and public records.

A second look at Coastal States Bank

Coastal States Bank offers commercial and SBA lending plus a separate small-business program advertising decisions within 48 hours.

Direct bank lender.

Published by Levr, not by Coastal States Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business lending

Commercial uses: Equipment, capital expenditures, working-capital lines, debt refinancing, mergers and acquisitions.
SBA role: Identifies the bank as an SBA Preferred Lender.

Provider sources: Business lending

48-Hour Small Business Lending

Published qualifications: This program’s inquiry form requires at least three years in business and annual revenue no greater than $5 million.
Uses: Operating lines, working capital, equipment/vehicles and owner-occupied property are listed.
Timing: Advertises lending decisions in less than 48 hours; this is a decision target, not confirmation of funding.

Provider sources: 48-Hour Small Business Lending

When it may fit

Our assessment of the published programs

Established smaller businesses exploring a local credit route for operating needs, equipment or premises.

What to weigh carefully

The age and revenue requirements belong to the 48-Hour program, not all bank lending.

Questions before you accept an offer

When does the decision clock start and what conditions remain before funding?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Wells Fargo

Compare Wells Fargo for U.S. business lending.

PNC Bank

Compare PNC Bank for U.S. business lending.

The lender

Type: Bank
Legal name: Coastal States Bank
Founded: 2004
Charter: Not yet provided Add it
Headquarters: Hilton Head Island, South Carolina
Service area: Based in South Carolina; service area not yet provided
Meets in person: Not yet provided Add it
Languages: Not yet provided Add it
Program approvals: Not yet provided Add it
Also lends to consumers: Not yet provided Add it
Website: coastalstatesbank.com
LinkedIn: Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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Request contact

Tell us what your business needs. Our team reviews your request before arranging the next step.

Charter and approvals

FDIC certificate, 57756Record

Each one links to its official record.

Location

Based in South Carolina; service area not yet provided.

Sources: FDIC BankFind institution record (Oct 31, 2026), FDIC financial report, June 30, 2026 (Oct 31, 2026), Official bank product: Commercial Real Estate (Oct 31, 2026), Company LinkedIn linked from official bank website (Oct 31, 2026), Business lending (Oct 31, 2026), 48-Hour Small Business Lending (Oct 31, 2026).

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