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Community LendingWorks

Listed
Direct business lender for working capital loans and equipment financingSpringfield, OregonOregon statewide, according to Community LendingWorks.
BBLL 000607Listed Oct 2026From public recordsLast checked Oct 31, 2026

About

Community LendingWorks is an Oregon CDFI that directly lends to small and startup businesses statewide. Its published small-business loan runs from $1,000 to $100,000 with terms up to 60 months and a stated 9%–12% rate; it also offers smaller seasonal market loans for growers, food vendors, and…

Direct business lender. Directly funds business financing; products and terms depend on the lender.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

General small business
From the lender's own site and public records.

A second look at Community LendingWorks

Community LendingWorks is an Oregon CDFI that directly lends to small and startup businesses statewide. Its published small-business loan runs from $1,000 to $100,000 with terms up to 60 months and a stated 9%–12% rate; it also offers smaller seasonal market loans for growers, food vendors, and artisans.

Oregon-wide nonprofit CDFI and direct small-business lender; also offers consumer products, which are outside this profile.

Published by Levr, not by Community LendingWorks. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Small business loan

Amount
$1,000–$100,000.
Term and rate
Terms up to 60 months and stated interest of 9%–12%.
Purpose and borrower profile
Designed for micro-entrepreneurs and small-business owners seeking startup or expansion funding, including purchases of equipment or inventory and cash-flow support.
Geography and underwriting
The CDFI says it can lend to any business in Oregon and describes hands-on underwriting that considers more than credit score.

Provider sources: Business loan terms · Community LendingWorks organizational overview

Marketplace loan

Amount, duration, and rate
$300–$3,000 for six months at a stated 12% interest.
Intended applicants and uses
Growers, food vendors, and artisans can use it for market or event season expenses such as inventory, booth fees, equipment, and signage.

Provider sources: Business loan terms

Application process

Initial review
The online inquiry takes an estimated 10–15 minutes; CLW says inquiry review can take up to five business days.
Approval and closing
Approval generally occurs within 30 days after a complete application, with closing within five days after approval if closing conditions are met.

Provider sources: Apply for a loan

When it may fit

Our assessment of the published programs

  • Oregon microenterprises and small or startup businesses that value hands-on CDFI underwriting and need up to $100,000 for equipment, inventory, startup, expansion, or cash flow.
  • Oregon growers, food vendors, and artisans with a short seasonal funding need may fit the smaller marketplace loan.

What to weigh carefully

  • The public page does not provide a full fee schedule, collateral policy, guarantee terms, or detailed borrower thresholds; obtain these for the specific offer.
  • The published rate is presented as an interest rate, not a complete APR or total-cost disclosure.
  • The stated approval timing begins after a complete application and is a general estimate; document gathering or closing conditions may extend it.

Questions before you accept an offer

  1. What fees, security, personal guarantees, and total repayment amount apply to my offer?
  2. What documents and cash-flow or credit criteria apply to the requested product?
  3. For a seasonal marketplace loan, when is the first payment due and can repayment be timed to the sales season?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Accion Opportunity Fund

Accion Opportunity Fund is another U.S. nonprofit small-business lender to compare for a larger or differently structured financing request; confirm current Oregon eligibility.

Lendistry

Lendistry offers a separate U.S. small-business lending platform and may provide a broader product comparison; verify state and program availability.

The lender

Type
Direct business lender
Legal name
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Founded
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Charter
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Headquarters
Springfield, Oregon
Service area
Oregon statewide, according to Community LendingWorks.
Meets in person
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Languages
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Program approvals
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Also lends to consumers
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LinkedIn
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Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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