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Accion Opportunity Fund logo

Accion Opportunity Fund

Listed
CDFI for working capital loans and term loansSan Jose, CaliforniaU.S. businesses, excluding DC, Montana, North Dakota, South Dakota, Tennessee and Vermont under the reviewed eligibility guidance. Confirm availability for the selected program.
BBLL 000006Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Accion Opportunity Fund offers business term loans with advising support. Its current term-loan requirements target established businesses; nonprofit status does not mean automatic approval or startup eligibility.

CDFI. Mission driven lender serving businesses banks often overlook.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Working capital loansTerm loansEquipment financing
General small business
From the lender's own site and public records.

A second look at Accion Opportunity Fund

Accion Opportunity Fund offers business term loans with advising support. Its current term-loan requirements target established businesses; nonprofit status does not mean automatic approval or startup eligibility.

Accion Opportunity Fund Community Development is the named lender. Its official help center identifies it as a nonprofit and provides specific state exclusions.

Published by Levr, not by Accion Opportunity Fund. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Small business term loan

Amount and term
Up to $250,000, with repayment up to 36 months.
Minimum profile
At least two years operating, $300,000 annual sales and a 20% ownership stake. The help center lists a 660 minimum credit score.
Prequalification
Potential offers without a hard credit inquiry; this is not a final approval.
Early payoff
No prepayment penalty advertised.
Documents
Connect a business bank account; business tax returns may be requested. Personal tax returns are required after approval and before funding for CDFI reporting.
Support
Business advising is available in English and Spanish.

Provider sources: Term-loan program · Eligibility and geographic exclusions

When it may fit

Our assessment of the published programs

  • An established small business comparing a term loan alongside access to business advice.

What to weigh carefully

  • Do not apply these conventional-loan criteria to a separate SBA or equipment program.
  • A potential offer is subject to document review and a final agreement.
  • No universal interest rate is established on the reviewed term-loan page.

Questions before you accept an offer

  1. What interest rate, APR, fees and monthly payment apply to my offer?
  2. Which personal guarantees or business liens are required?
  3. When does a hard credit inquiry occur, if at all?
  4. Does my location qualify for the specific program?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Lendistry

Compare Lendistry’s conventional and SBA programs, including its different eligibility thresholds.

Live Oak Bank

Compare Live Oak for an SBA financing path where the purpose and documentation fit.

The lender

Type
CDFI
Legal name
Accion Opportunity Fund Community Development
Founded
Not yet provided Add it
Charter
Not yet provided Add it
Headquarters
San Jose, California
Service area
U.S. businesses, excluding DC, Montana, North Dakota, South Dakota, Tennessee and Vermont under the reviewed eligibility guidance. Confirm availability for the selected program.
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
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Also lends to consumers
Not yet provided Add it
Website
aofund.org
LinkedIn
Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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