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Empire Factors

Listed
Factoring company for invoice factoring and working capital loansNew York, New YorkBased in New York; service area not yet provided
BBLL 000568Listed Nov 2026From public recordsLast checked Nov 1, 2026

About

Empire Factors directly sources, underwrites, funds and services commercial receivables. It publishes nationwide B2B/B2G factoring facilities and offers month-to-month as well as term client engagements.

Factoring company. Buys or advances against business invoices.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

General small business
From the lender's own site and public records.

A second look at Empire Factors

Empire Factors directly sources, underwrites, funds and services commercial receivables. It publishes nationwide B2B/B2G factoring facilities and offers month-to-month as well as term client engagements.

Direct commercial receivables factor; public site states it funds and services each client.

Published by Levr, not by Empire Factors. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Commercial invoice factoring

Facility
Invoice factoring page publishes credit facilities from $40,000 to $10 million.
Client scope
Funds multiple industries and stages of business, including B2B and B2G transactions, nationwide.
Structure
Offers both month-to-month and term engagements; purchases high-quality receivables and collects directly from customers.
Advance and timing
Homepage advertises advances up to 95%; product page says approved accounts typically receive cash within 24 hours.

Provider sources: Direct funding and facilities · Advance and pricing overview

When it may fit

Our assessment of the published programs

  • Consider for a B2B or government-contract receivables requirement from tens of thousands to a larger facility.

What to weigh carefully

  • Homepage says no minimum amount while the product page gives a $40,000 facility floor; confirm the distinction between invoice and facility minimums.
  • The advertised 1.5% starting rate does not disclose a universal billing period or total cost.
  • Do not assume equipment leasing or other offerings share factoring terms.

Questions before you accept an offer

  1. Is $40,000 the current minimum facility and are there invoice minimums?
  2. What period does the factoring percentage cover?
  3. Which recourse, reserve, lien and termination provisions apply?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Riviera Finance

Compare Riviera Finance for another receivables purchase and credit-management approach.

Eagle Business Credit

Compare Eagle Business Credit for invoice funding and debtor eligibility.

The lender

Type
Factoring company
Legal name
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Founded
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Charter
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Headquarters
New York, New York
Service area
Based in New York; service area not yet provided
Meets in person
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Languages
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Program approvals
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Also lends to consumers
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LinkedIn
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Loan officers at this lender

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