Farmers State Bank

Listed

Bank for term loans and equipment financingWaterloo, IowaBased in Iowa; service area not yet provided

BBLL 001151Listed Nov 2026From public recordsLast checked Nov 1, 2026

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About

Farmers State Bank at fsb 1879.com provides Iowa businesses with fixed-payment business loans, construction credit and agricultural lending. It serves the Cedar Valley and Des Moines markets through local bankers.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Term loans Equipment financing Commercial real estate loans Working capital loans

From the lender's own site and public records.

A second look at Farmers State Bank

Direct Iowa bank lender, distinct from other banks sharing the Farmers State name.

Published by Levr, not by Farmers State Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business, construction and farm loans

Business term credit: The business page describes fixed-rate, fixed-term and fixed-payment loans serviced in-house.
Uses: Loans can fund equipment, inventory, office improvements, business expansion and emergency repairs.
Construction: Commercial, residential and agricultural construction finance permits draws up to the loan amount and requires an appraisal.
Agriculture: Farm loans cover operating needs, equipment, farmland and buildings; FSA guarantees may be available to eligible loans.

Provider sources: Official business lending · Official bank overview

When it may fit

Our assessment of the published programs

Iowa businesses and farms seeking local term, construction or agricultural finance.

What to weigh carefully

The generic SBA section includes an undifferentiated guarantee percentage and historical volume claims; confirm the current SBA program and rules directly.

Questions before you accept an offer

What security and repayment schedule match my project cash flow?
Would a guaranteed loan be available for this business or farm purchase?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Associated Bank, National Association

Associated Bank offers a separate Midwest commercial banking comparison.

Bank Midwest

Bank Midwest provides another regional business and agricultural bank comparison for eligible Iowa borrowers.

The lender

Type: Bank
Legal name: Farmers State Bank
Founded: 1903
Charter: Not yet provided Add it
Headquarters: Waterloo, Iowa
Service area: Based in Iowa; service area not yet provided
Meets in person: Not yet provided Add it
Languages: Not yet provided Add it
Program approvals: Not yet provided Add it
Also lends to consumers: Not yet provided Add it
Website: fsb1879.com
LinkedIn: Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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Request contact

Tell us what your business needs. Our team reviews your request before arranging the next step.

Charter and approvals

FDIC certificate, 12855Record

Each one links to its official record.

Location

Based in Iowa; service area not yet provided.

Sources: FDIC BankFind institution record (Nov 1, 2026), FDIC financial report, June 30, 2026 (Nov 1, 2026), Official business lending (Nov 1, 2026), Official bank overview (Nov 1, 2026).

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