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Frost Bank

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Bank for commercial real estate loans and equipment financingSan Antonio, TexasBased in Texas; service area not yet provided
BBLL 000764Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Frost offers business lines and term loans starting at $5,000, plus a separate SBA channel. Its property financing is structured around owner occupancy and a published loan-to-value limit.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Commercial real estate loansEquipment financingBusiness lines of creditSBA 504 loansTerm loans
From the lender's own site and public records.

A second look at Frost Bank

Frost offers business lines and term loans starting at $5,000, plus a separate SBA channel. Its property financing is structured around owner occupancy and a published loan-to-value limit.

Direct bank lender and SBA Preferred Lender.

Published by Levr, not by Frost Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Conventional business financing

Lines
Start at $5,000; interest-only monthly payments on applicable lines use a variable rate.
Term loans
Start at $5,000, with equipment terms generally one to five years and longer terms for real estate.
Owner-occupied property
Fixed-rate financing for property at least 50% occupied by the business, with a maximum 80% loan-to-value.

Provider sources: Business financing

SBA programs

Products
SBA 7(a) term loans, SBA Express revolving lines and SBA 504 financing.
Published amounts
SBA minimum $25,000; 7(a) maximum $5 million and Express maximum $500,000.
Uses
Acquisitions, franchises, permanent working capital, equipment and eligible property projects; uses depend on the selected program.

Provider sources: SBA loan comparison

When it may fit

Our assessment of the published programs

  • Businesses wanting a smaller bank loan with a local banker relationship.
  • Property buyers comparing conventional equity requirements with SBA alternatives.

What to weigh carefully

  • Property occupancy and LTV details above describe Frost’s conventional product, not a universal SBA rule.
  • Rates, guarantees and fees need a written proposal. The SBA page’s 504 amount describes its advertised debenture; larger project financing is discussed separately.

Questions before you accept an offer

  1. What maturity and balloon balance apply to the property loan?
  2. How do total fees and required equity compare between conventional and SBA structures?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Texas Capital Bank

Compare Texas Capital Pathway and SBA loans.

BOK Financial

Compare BOK Financial revolving credit and SBA lending.

The lender

Type
Bank
Legal name
Frost Bank
Founded
1899
Charter
Not yet provided Add it
Headquarters
San Antonio, Texas
Service area
Based in Texas; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
SBA preferred lender, SBA 504
Also lends to consumers
Not yet provided Add it
Website
frostbank.com
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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