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Gateway Commercial Finance

Listed
Factoring company for invoice factoring and working capital loansDelray Beach, FloridaBased in Florida; service area not yet provided
BBLL 000390Listed Oct 2026From public recordsLast checked Oct 31, 2026

About

Gateway provides B2B invoice factoring with published pricing conditions and a direct quote process. Its educational sample agreements are examples, so request the actual contract governing your proposed facility.

Factoring company. Buys or advances against business invoices.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

General small businessconstruction
From the lender's own site and public records.

A second look at Gateway Commercial Finance

Gateway provides B2B invoice factoring with published pricing conditions and a direct quote process. Its educational sample agreements are examples, so request the actual contract governing your proposed facility.

Gateway Commercial Finance, LLC provides receivables factoring and identifies its legal name in the official website footer.

Published by Levr, not by Gateway Commercial Finance. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

B2B invoice factoring

Pricing range
Provider states typical fees of 0.5% to 3% every 30 days, subject to volume, customer credit, payment speed, concentration, term and underwriting.
Conditional example
Its October 31, 2026 example is 0.030% daily, equivalent to 0.90% per 30 days: twelve-month agreement, at least $700,000 factored monthly, D&B 5A3 or better buyers, no customer over 15% of sales and Net 30 or shorter terms.
Advance
Quote page describes advances around 80%, sometimes up to 95%; agreement explainer separately advertises up to 97%. Confirm your actual percentage and reserve.
Timing
Quote page describes first approved funding within three days and subsequent requests within one day, subject to approval and completed processing.

Provider sources: Pricing and example conditions · Provider quote and advance information

Eligibility and agreement review

Receivables
Qualification guide requires creditworthy B2B customers, delivered goods or completed services and invoices on payment terms. Consumer sales and prebilling generally do not qualify.
Liens
Existing receivables liens may require release or subordination.
Contract distinction
The agreement guide links illustrative industry contracts and asks prospects to request Gateway’s own typical agreement. Do not assume those samples establish your fees, recourse or duration.

Provider sources: Qualification guide · Agreement examples and reserve explanation

When it may fit

Our assessment of the published programs

  • B2B businesses with completed-work invoices and clear receivables title.
  • Higher-volume firms wanting a transparent basis for comparing a conditional pricing example.

What to weigh carefully

  • The 0.90% example is conditional and unsuitable as an unconditional rate claim.
  • Approved advance and reserve may differ from maximums shown on different pages.
  • A sample contract is not an offered agreement or proof of universal nonrecourse protection.

Questions before you accept an offer

  1. Which advance and fee apply to our volume, concentration and actual collection time?
  2. What is the full cost at 30, 60 and 90 days?
  3. Please supply our proposed agreement, including recourse, minimum-volume, renewal and exit clauses.
  4. How are customers notified and disputed invoices handled?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Universal Funding

Universal Funding publishes first-30-day fees and separate service charges for comparison.

Riviera Finance

Riviera Finance explicitly describes nonrecourse customer-credit protection to compare with the proposed risk allocation.

Published specialist programs

Construction factoring companies

Offers selective invoice factoring, including progress payments, with both recourse and non-recourse options and no monthly minimums stated.

Who it serves
B2B invoices for finished services or due progress payments, within accepted invoice terms; supporting documents may include lien releases, change orders, timesheets or progress reports.
Published terms
Both recourse and non-recourse factoring options; the applicable agreement determines terms. Published volume policy: No monthly minimums required.
Service area
United States nationwide
Our questions before you choose

Confirm the advance, reserve, full fee schedule, invoice commitments and contract exit terms in writing.

Checked October 31, 2026. Provider program details · Provider program details

Freight broker factoring

Published freight program explicitly includes freight brokers as well as carriers and shippers.

Who it serves
New and established transportation businesses; accepted invoices and creditworthy customers are required.
Published terms
Recourse and non-recourse options are listed. Confirm the exact broker-specific coverage.
Our questions before you choose

Ask whether carrier settlement is handled directly and obtain broker-specific rates and non-recourse exclusions.

Checked October 31, 2026. Provider program details

Spot and selective factoring companies

Spot purchasing accepts a single invoice or group without an expectation of further purchases.

Who it serves
Accepted business receivables; exact debtor and invoice approval is determined during underwriting.
Published terms
Separate selective and spot-purchasing structures are described.
Our questions before you choose

Confirm minimum invoice size, setup expenses, lien scope and whether future invoices must be offered.

Checked October 31, 2026. Provider program details

The lender

Type
Factoring company
Legal name
Gateway Commercial Finance, LLC
Founded
Not yet provided Add it
Charter
Not yet provided Add it
Headquarters
Delray Beach, Florida
Service area
Based in Florida; service area not yet provided
Meets in person
Not yet provided Add it
Languages
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Program approvals
Not yet provided Add it
Also lends to consumers
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LinkedIn
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Loan officers at this lender

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