Compare the fit

Freight broker factoring: compare providers

Compare factors that fund a freight brokerage’s shipper invoices and help manage carrier payments. These programs are distinct from factoring a carrier’s invoices.

3 providers · Sources checked October 31, 2026 · Alphabetical order

Compare providers

What to compare first

Who owes the invoice

Confirm whether the debtor is your shipper, another broker or a carrier. A factor that funds motor carriers may not fund freight brokerages.

Carrier settlement

Ask who pays carriers, how quick-pay is priced, and how the factor reconciles payables against shipper receivables.

Broker eligibility

Confirm authority, bonding, business age, legal entity and volume requirements for the broker program.

Providers to compare

Each provider below publishes information supporting this specific use. This is a sourced shortlist, not a ranking or an approval decision. Factoring is a purchase of receivables, rather than a conventional business loan.

Compare published requirements and the questions still to resolve
Provider	Published eligibility	Terms and costs	Ask before choosing
1st Commercial Credit	At least six months in business, $50,000 monthly recurring business, active permits and bonding, corporate status rather than sole proprietorship, and payables below receivables.	Request a written quote; terms were not established by our sources.	Confirm the legal funding entity and broker-program agreement; its affiliated NCC program may have different requirements.
Gateway Commercial Finance	New and established transportation businesses; accepted invoices and creditworthy customers are required.	Recourse and non-recourse options are listed. Confirm the exact broker-specific coverage.	Ask whether carrier settlement is handled directly and obtain broker-specific rates and non-recourse exclusions.
Porter Freight Funding	New and established freight brokerages; shipment must be delivered and the invoice submitted.	Request a written quote; terms were not established by our sources.	Confirm broker-specific eligibility and contract terms; do not substitute the carrier program terms.

1st Commercial Credit

Factoring provider

Dedicated freight-broker platform funds shipper receivables and manages carrier payables.

Who it serves: At least six months in business, $50,000 monthly recurring business, active permits and bonding, corporate status rather than sole proprietorship, and payables below receivables.
Published terms: Not established by the sources reviewed. Confirm with the provider.
Service area: Not established by the sources reviewed. Confirm with the provider.

Ask before applying

Confirm the legal funding entity and broker-program agreement; its affiliated NCC program may have different requirements.

Request an introduction View profile

Requests are held for team review.

Provider sources · October 31, 2026

Provider program details

Gateway Commercial Finance

Factoring provider

Published freight program explicitly includes freight brokers as well as carriers and shippers.

Who it serves: New and established transportation businesses; accepted invoices and creditworthy customers are required.
Published terms: Recourse and non-recourse options are listed. Confirm the exact broker-specific coverage.
Service area: Not established by the sources reviewed. Confirm with the provider.

Ask before applying

Ask whether carrier settlement is handled directly and obtain broker-specific rates and non-recourse exclusions.

Request an introduction View profile

Requests are held for team review.

Provider sources · October 31, 2026

Provider program details

Porter Freight Funding

Factoring provider

Dedicated freight-broker program includes shipper credit approval and direct carrier settlement.

Who it serves: New and established freight brokerages; shipment must be delivered and the invoice submitted.
Published terms: Not established by the sources reviewed. Confirm with the provider.
Service area: Not established by the sources reviewed. Confirm with the provider.

Ask before applying

Confirm broker-specific eligibility and contract terms; do not substitute the carrier program terms.

Request an introduction View profile

Requests are held for team review.

Provider sources · October 31, 2026

Provider program details

How we selected these providers

We matched existing register profiles to their own published industry-specific factoring pages and FAQs. We included only providers with evidence for this comparison, kept program-specific conditions attached to the relevant program, and left unconfirmed terms unfilled. Provider order is alphabetical. Levr publishes this register; these are not the providers’ own pages or customer reviews. Published terms can change; request a written quote and agreement before choosing.

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Questions before you choose

Is this the same as trucking factoring?

No. A freight brokerage needs funding against shipper invoices and must also pay carriers. Compare the brokerage program rather than relying on the factor’s carrier offer.

Can a new freight brokerage qualify?

Some providers discuss new brokerages while others publish operating-history and volume requirements. Compare the specific eligibility statements below.

What should I bring for a quote?

Bring shipper details, receivables aging, carrier payables, operating authority and bond information. Ask which customers and loads can be approved.

Want help comparing your options?

A business loan broker can help assess the fit and arrange financing. Explore our sister register or browse the full financing category.

Find a factoring broker →Browse all factoring providers →

Understand the financing before comparing offers

Read the financing overview on BusinessLoanBroker.ai, then use this register to compare specific providers and their published programs.

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