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Industrial and Commercial Bank of China USA, National Association

Listed
Bank for term loans and business lines of creditNew York, New YorkBased in New York; service area not yet provided
BBLL 000873Listed Nov 2026From public recordsLast checked Nov 1, 2026

About

Industrial and Commercial Bank of China (USA) provides business term and revolving credit, working-capital lines and borrowing-base financing against receivables or inventory.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

A second look at Industrial and Commercial Bank of China USA, National Association

Industrial and Commercial Bank of China (USA) provides business term and revolving credit, working-capital lines and borrowing-base financing against receivables or inventory.

Direct U.S. bank lender; Industrial and Commercial Bank of China (USA), N.A., distinct from overseas ICBC branches.

Published by Levr, not by Industrial and Commercial Bank of China USA, National Association. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Commercial loans

Business uses
Term and revolving loans finance working capital, machinery/equipment and trade business.
Renewable line
Business lines are renewable working-capital facilities, distinct from term debt.
Borrowing base
Borrowing-base financing advances against eligible receivables or inventory, normally for one year or less with acceptable leverage.

Provider sources: Commercial loans official source · Commercial loans official source

When it may fit

Our assessment of the published programs

  • U.S. companies seeking bank operating credit or trade-related asset-backed finance.

What to weigh carefully

  • The commercial page does not publish advance rates or limits; confirm service-area eligibility and U.S. lender identity in the credit documents.

Questions before you accept an offer

  1. What receivables and inventory qualify for the borrowing base?
  2. What leverage, reporting and renewal requirements apply?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

HSBC Bank USA

HSBC’s U.S. corporate lending provides a comparison for internationally oriented companies needing operating credit and cross-border banking.

East West Bank

East West Bank offers commercial credit and cross-border banking, with a separate SBA route for eligible U.S. business projects.

The lender

Type
Bank
Legal name
Industrial and Commercial Bank of China USA, National Association
Founded
1983
Charter
Not yet provided Add it
Headquarters
New York, New York
Service area
Based in New York; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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