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Merchant Growth logo

Merchant Growth

Levr partner
Online lender for business lines of credit and working capital loansVancouver, British ColumbiaBased in British Columbia; service area not yet provided
BBLL 000142Listed Oct 2026On LevrLast checked Oct 31, 2026
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About

Merchant Growth offers Canadian term financing and a revolving business credit line. Current pages advertise term financing up to C$1 million; the legal structure and complete cost must be confirmed in the written offer.

Online lender. Takes applications and makes credit decisions online.

What they lend

Business lines of creditWorking capital loans
Ecommerce
From the lender's own site and public records.

A second look at Merchant Growth

Merchant Growth offers Canadian term financing and a revolving business credit line. Current pages advertise term financing up to C$1 million; the legal structure and complete cost must be confirmed in the written offer.

Merchant Growth Ltd.; official FAQ explicitly identifies the business as a direct lender. The reviewed term-financing marketing does not conclusively establish whether every contract is a loan or receivables purchase.

Published by Levr, not by Merchant Growth. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Term financing

Amount and duration
C$5,000–C$1 million; 6–24 months, subject to underwriting.
Payments
FAQ describes daily or weekly payments.
Eligibility
Canadian business operating more than 6 months and at least C$10,000 monthly revenue. Product page says startups, non-Canadian businesses and highly irregular revenue are not ideal fits.
Pricing
One fixed cost disclosed upfront; page says no compounding interest. No universal APR or numerical cost range was established.
Timing
As little as six hours after approval is advertised; actual review and funding depend on the application.

Provider sources: Term financing page · Official FAQ

Business line of credit

Limit
Up to C$125,000. The lower-bound display is abbreviated as "$7.5 - $125K"; confirm the minimum rather than assuming it.
Structure
Revolving availability replenishes as amounts are repaid.
Entry screen
Product page repeats Canadian location, more than 6 months operating and C$10,000 monthly revenue.
Cost and repayment
No numerical LOC rate, draw-fee schedule, product-specific term or minimum credit score was established on the reviewed page. Obtain written details.

Provider sources: Credit-line page · Homepage and entity disclosure

Application and underwriting

Application fee
Free to apply, without obligation.
Credit checks
Soft owner inquiry initially; hard check if proceeding with funding.
Existing debt
FAQ says existing financing can sometimes be paid out and replaced. Approval and terms remain case-specific.

Provider sources: Official FAQ

When it may fit

Our assessment of the published programs

  • Worth comparing for a revenue-producing Canadian business financing inventory, equipment or expansion, or needing repeat access to working capital.

What to weigh carefully

  • Do not transfer historical C$500,000 caps or C$5,000 monthly-sales thresholds from old campaign pages to current products.
  • A fixed financing cost is not an APR and does not establish savings on early payoff.
  • Personal guarantee, liens, early-payoff reductions and province-specific exclusions were not verified; request the agreement.
  • Term-financing legal structure needs confirmation; do not infer a receivables purchase solely from the company’s historical products.

Questions before you accept an offer

  1. Is this offer a loan or purchase of future receivables?
  2. What are gross funding, deductions, net proceeds and total scheduled payments?
  3. What guarantees, liens and default obligations apply?
  4. How much would early payoff cost at specific dates?
  5. For the credit line, what are the draw fees, rate, renewal rules and payment schedule?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Driven

Compare Driven for Canadian working capital, including repayment frequency and security.

Journey Capital

Compare Journey Capital term loans, credit lines and its separately identified receivables-purchase product.

The lender

Type
Online lender
Legal name
Merchant Growth Ltd.
Founded
2009
Charter
Not yet provided Add it
Headquarters
Vancouver, British Columbia
Service area
Based in British Columbia; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
merchantgrowth.com
LinkedIn
Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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