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TIMIA Capital

Levr partner
Revenue based funder for working capital loans and canada Small Business Financing ProgramVancouver, British ColumbiaBusiness financing in the United States and Canada; program and underwriting conditions apply.
View 1 loan officer at this lender ↓
BBLL 000210Listed Oct 2026On LevrLast checked Oct 31, 2026
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About

TIMIA lends to recurring-revenue technology companies in the United States and Canada. It offers an amortizing growth loan and an interest-only structure with a maturity balloon.

Revenue based funder. Advances capital repaid from a share of future sales.

What they lend

Working capital loansCanada Small Business Financing Program
Technology
From the lender's own site and public records.

A second look at TIMIA Capital

TIMIA lends to recurring-revenue technology companies in the United States and Canada. It offers an amortizing growth loan and an interest-only structure with a maturity balloon.

Direct technology-business lender.

Published by Levr, not by TIMIA Capital. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Amortized loans

Eligibility
Published profile: $2 million–20 million ARR, more than ten clients and gross margin above 50%.
Sizing and term
Funding up to six to twelve times current MRR; three-to-six-year repayment.
Pricing and payments
Published risk-adjusted rates 15%–18%; principal payments start lower and increase over time.
Ownership
No equity, board seats or personal guarantees are requested under the advertised program.

Provider sources: Amortized loans

Interest-only loans

Typical borrower
Recurring-revenue technology companies above $5 million ARR with reasonable cash burn.
Structure
Two-to-three-year term, interest-only or similar payments, and principal balloon at maturity.
Pricing and sizing
Published rates 15%–18%, with funding up to six to twelve times MRR.

Provider sources: Interest-only loans

When it may fit

Our assessment of the published programs

  • Technology companies with established recurring revenue and a clear growth or refinancing plan.

What to weigh carefully

  • Advertised criteria do not assure approval; final amount and currency require confirmation.
  • Interest-only payments defer principal rather than eliminate it.

Questions before you accept an offer

  1. What security and covenants apply despite no personal guarantee?
  2. When do principal payments step up?
  3. What must happen to repay or refinance the balloon?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Lighter Capital

Compare Lighter Capital’s revenue-linked repayment.

Founderpath Inc

Compare Founderpath’s software term loans and receivables purchases.

The lender

Type
Revenue based funder
Legal name
Not yet provided Add it
Founded
2015
Charter
Not yet provided Add it
Headquarters
Vancouver, British Columbia
Service area
Business financing in the United States and Canada; program and underwriting conditions apply.
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
timiacapital.com
LinkedIn
Company page

Loan officers at this lender (1)

Each loan officer here has a profile of their own.

TB
Tyson BrackenListedBusiness Development Associate
Loan officer. Listed from public records. Details fill in when Tyson claims the profile.
Unclaimed

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