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Onset Financial logo

Onset Financial

Listed
Equipment lessor for equipment financingDraper, UtahServes US businesses; availability varies by program and state
BBLL 000165Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Onset Financial offers customized equipment leases, including staged funding, seasonal payments, sale-leasebacks and different purchase options. Public pages describe structures rather than a standard rate card or universal approval criteria.

Equipment lessor. Leases or lends against vehicles, machinery and other equipment.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Equipment financing
General small business
From the lender's own site and public records.

A second look at Onset Financial

Onset Financial offers customized equipment leases, including staged funding, seasonal payments, sale-leasebacks and different purchase options. Public pages describe structures rather than a standard rate card or universal approval criteria.

Onset Financial, Inc. is an independent equipment lease and finance company. Its family-of-companies page identifies Mazuma Capital and CapTech Financial; a separate April 2025 announcement describes an agreement to acquire Channel, which should not alone be treated as proof of closing.

Published by Levr, not by Onset Financial. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Customized equipment leases

Structures
Operating, capital, dollar-buyout, fair-market-value, sale-leaseback, balloon and early-buyout leases are among the listed options.
Payment design
Step payments, seasonal adjustments, deferred payments and progress funding are offered.
Unpublished terms
No universal transaction range, term length, score, revenue minimum, rate or full fee schedule was verified in these sources.

Provider sources: Equipment lease structures

Funding process and business scope

Timing
Homepage advertises funding in as little as five days; this is not a guarantee for all transactions.
Markets
The company describes customers from small businesses to Fortune 500 companies, with manufacturing, healthcare, energy, aviation and technology among its industries.
Pricing comparison
Homepage references locking lease factors. A payment factor should not be assumed to be an APR or the full cost of financing.

Provider sources: Funding process · Company family and market focus

When it may fit

Our assessment of the published programs

  • A comparison for equipment projects needing staged disbursements or payments aligned with operating cash flow.
  • The range of lease types makes contract structure especially important to compare.

What to weigh carefully

  • Listed early-buyout structures do not establish a universal prepayment right or discount.
  • Dollar-buyout, FMV and balloon structures can have substantially different final obligations.
  • Do not treat affiliated companies as independent lender alternatives.

Questions before you accept an offer

  1. What are the total payments, fees and any residual or balloon?
  2. When does rent begin during equipment installation or progress funding?
  3. What notice and purchase obligations apply at maturity?
  4. Which entity funds and services the lease, and can it be assigned?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Nexseer Capital

Compare Nexseer for complex projects and published term ranges.

AvTech Capital

Compare Avtech for substantial equipment transactions and structured payments.

Utica Equipment Finance

Compare Utica for equipment loans versus true leases.

The lender

Type
Equipment lessor
Legal name
Onset Financial, Inc.
Founded
2008
Charter
Not yet provided Add it
Headquarters
Draper, Utah
Service area
Serves US businesses; availability varies by program and state
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
onsetfinancial.com
LinkedIn
Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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