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Pearl Capital

Listed
Revenue based funderNew York, New YorkBusiness financing in the United States; program and underwriting conditions apply.
BBLL 000169Listed Oct 2026From public recordsLast checked Oct 31, 2026

About

Pearl funds merchant cash advances through independent sales organizations, including businesses with limited operating history or credit challenges. Its public site primarily serves funding partners.

Revenue based funder. Advances capital repaid from a share of future sales.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

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A second look at Pearl Capital

Pearl funds merchant cash advances through independent sales organizations, including businesses with limited operating history or credit challenges. Its public site primarily serves funding partners.

Merchant cash advance funder distributed through an ISO network.

Published by Levr, not by Pearl Capital. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Short-term capital advances

Operating history
Homepage welcomes businesses with at least three months of operations.
Credit
Applications across FICO scores are considered; this is not automatic approval.
Amount
About page advertises transactions up to USD1 million.
Channel
Offers are developed through ISOs, using pricing tools and electronic contracts.

Provider sources: Program and criteria · Funding role

When it may fit

Our assessment of the published programs

  • Businesses working with a broker to evaluate an MCA when conventional credit is difficult to obtain.

What to weigh carefully

  • No universal factor rate, remittance percentage or total contract duration is disclosed on these pages.
  • An ISO is separate from the funding provider; verify both roles in the agreement.

Questions before you accept an offer

  1. Which entity buys my receivables and services the advance?
  2. What broker compensation or fees affect my net proceeds?
  3. How are withdrawals reconciled when sales fall?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Fora Financial

Compare Fora’s business loans and revenue-based financing.

Credibly

Compare Credibly’s business financing terms and eligibility.

The lender

Type
Revenue based funder
Legal name
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Founded
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Charter
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Headquarters
New York, New York
Service area
Business financing in the United States; program and underwriting conditions apply.
Meets in person
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Languages
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Program approvals
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Also lends to consumers
Not yet provided Add it
LinkedIn
Company page

Loan officers at this lender

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