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The Smarter Merchant logo

The Smarter Merchant

Listed
Revenue based funder for revenue based financing and working capital loansCedarhurst, New YorkBased in New York; service area not yet provided
BBLL 000207Listed Nov 2026From public recordsLast checked Nov 1, 2026
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About

The Smarter Merchant is a direct MCA funder offering working capital to business owners and an ISO submission channel.

Revenue based funder. Advances capital repaid from a share of future sales.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Revenue based financingWorking capital loans
General small business
From the lender's own site and public records.

A second look at The Smarter Merchant

The Smarter Merchant is a direct MCA funder offering working capital to business owners and an ISO submission channel.

Direct merchant-cash-advance provider; current official material discusses servicing its own funded merchant relationships.

Published by Levr, not by The Smarter Merchant. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Merchant advances

Amount
The homepage advertises funding from $5,000 to $500,000.
Payment schedules
Daily or weekly remittances are offered.
Early settlement
Prepayment discounts are advertised, with exact savings determined by the agreement.
Servicing
The company invites existing funded merchants experiencing cash-flow difficulty to contact it directly; modifications are case-specific.

Provider sources: Merchant advances official source · Merchant advances official source

When it may fit

Our assessment of the published programs

  • Operating businesses evaluating short-term merchant advance capital.

What to weigh carefully

  • An MCA is a future-receivables purchase; confirm that contract structure and reconciliation terms.
  • Same-day approval and prepayment savings are conditional; no hardship modification is guaranteed.

Questions before you accept an offer

  1. What amount is purchased and what total remittances apply?
  2. How do reconciliation, early settlement, guarantees and default provisions work?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Bitty Advance 2

Bitty provides another direct revenue-based funding comparison.

CFG Merchant Solutions

CFG Merchant Solutions offers a separate direct working-capital funding route.

The lender

Type
Revenue based funder
Legal name
DMKA LLC
Founded
2013
Charter
Not yet provided Add it
Headquarters
Cedarhurst, New York
Service area
Based in New York; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
thesmartermerchant.com
LinkedIn
Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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