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U. S. Century Bank

Listed
Bank for asset based lending and commercial real estate loansDoral, FloridaBased in Florida; service area not yet provided
BBLL 001062Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

U.S. Century Bank offers South Florida businesses secured revolving credit, term loans, property finance and SBA-backed borrowing.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Asset based lendingCommercial real estate loansEquipment financingBusiness lines of creditSBA 504 loansTerm loansWorking capital loans
From the lender's own site and public records.

A second look at U. S. Century Bank

U.S. Century Bank offers South Florida businesses secured revolving credit, term loans, property finance and SBA-backed borrowing.

Direct bank lender.

Published by Levr, not by U. S. Century Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Commercial lending

Asset-based structure
Receivables and inventory support revolving interest-only facilities with advances tied to eligible asset balances.
Term loans
Maturities up to five years for fixed assets, equipment, refinancing or permanent working capital.
Operating lines
Secured lines support short-term inventory, equipment and working-capital needs.

Provider sources: Commercial lending

Small business and SBA

Programs
SBA Preferred Lender offering 7(a) and 504 financing.
504 use
Commercial real estate, machinery, equipment and major renovations.

Provider sources: Small business and SBA

When it may fit

Our assessment of the published programs

  • South Florida businesses comparing collateral-based working capital with term or SBA financing.

What to weigh carefully

  • Asset eligibility and advance rates must be confirmed; a stated asset valuation percentage is not guaranteed availability.

Questions before you accept an offer

  1. Which receivables and inventory are eligible and how often is the borrowing base recalculated?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Wells Fargo

Compare Wells Fargo for U.S. business lending.

PNC Bank

Compare PNC Bank for U.S. business lending.

The lender

Type
Bank
Legal name
U. S. Century Bank
Founded
2002
Charter
Not yet provided Add it
Headquarters
Doral, Florida
Service area
Based in Florida; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
uscentury.com
LinkedIn
Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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