United Community Bank

Listed

Bank for asset based lending and business acquisition loansGreenville, South CarolinaNationwide for SBA lending; confirm conventional-line geography separately.

BBLL 000775Listed Oct 2026From public recordsLast checked Oct 31, 2026

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About

United Community combines local working-capital credit with a nationwide SBA lending team. Its SBA page describes industry specialists and a longer full-process timeframe than a simple prequalification decision.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Asset based lending Business acquisition loans Commercial real estate loans Working capital loans

From the lender's own site and public records.

A second look at United Community Bank

Direct bank lender and SBA Preferred Lender; the bank explicitly says it remains the borrower’s direct SBA lender.

Published by Levr, not by United Community Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

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Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

SBA 7(a) and 504

Coverage: Nationwide SBA lending, including specialist teams for dental, medical, pharmacy, veterinary and franchise businesses.
Programs: 7(a) and 504 are expressly offered; the correct program depends on the use of proceeds.
Timing: The bank says the overall SBA process generally takes 60–90 days.
Documents: Typically personal/business tax returns, a business plan, personal financial statement, bank statements, entity documents and current financial/debt schedules.

Provider sources: SBA lending

Working Capital Line of Credit

Uses: Seasonal cash-flow gaps, unexpected expenses and ongoing operating needs.
Structure: Revolving access with individually structured repayment terms.
Relationship: A business relationship manager reviews the facility as needs change; universal limits and prices are not published.

Provider sources: Working-capital line

When it may fit

Our assessment of the published programs

Practice or franchise owners who want an SBA team familiar with their industry.
Owners planning an acquisition or facility project with enough time to assemble a complete package.

What to weigh carefully

Older citizenship and equity examples on the FAQ should not be treated as a complete current SBA eligibility checklist. Confirm current rules.
The listed three years of returns is a documentation request, not proof that startups are automatically excluded.
Conventional credit-line availability should be checked separately from nationwide SBA coverage.

Questions before you accept an offer

Which SBA program covers each proposed use of funds?
What documents and equity are needed for this specific ownership structure?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

How to compare business loan offers

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Atlantic Union Bank

Compare Atlantic Union SBA financing.

Old National Bank

Compare Old National acquisition and startup SBA options.

The lender

Type: Bank
Legal name: United Community Bank
Founded: 1950
Charter: Not yet provided Add it
Headquarters: Greenville, South Carolina
Service area: Nationwide for SBA lending; confirm conventional-line geography separately.
Meets in person: Not yet provided Add it
Languages: Not yet provided Add it
Program approvals: SBA preferred lender, SBA 504
Also lends to consumers: Not yet provided Add it
Website: ucbi.com
LinkedIn: Company page

Loan officers at this lender

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Request contact

Tell us what your business needs. Our team reviews your request before arranging the next step.

Charter and approvals

FDIC certificate, 16889Record

SBA preferred lender

SBA 504 lender

Each one links to its official record.

Program availability

Nationwide for SBA lending; confirm conventional-line geography separately.

Sources: FDIC BankFind institution record (Oct 31, 2026), FDIC financial report, June 30, 2026 (Oct 31, 2026), Official bank product: Link to Commercial Real Estate Lending Page Real Estate Lending (Oct 31, 2026), Official bank product: Link to Working Capital Line of Credit Page Working Capital LOC (Oct 31, 2026), Official bank product: Link to Asset Based Lending Page Asset-Based Lending (Oct 31, 2026), Company LinkedIn linked from official bank website (Oct 31, 2026), SBA lending (Oct 31, 2026), Working-capital line (Oct 31, 2026).

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