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CityFirst Bank

Levr partner
CDFI for commercial real estate loans and equipment financingLos Angeles, CaliforniaBased in California; service area not yet provided
BBLL 000058Listed Oct 2026On LevrLast checked Oct 31, 2026

About

City First Bank finances businesses, nonprofits and community development projects, including equipment, expansion, receivables-backed credit and commercial property. It describes itself as a for-profit CDFI bank.

CDFI. Mission driven lender serving businesses banks often overlook.

What they lend

From the lender's own site and public records.

A second look at CityFirst Bank

City First Bank finances businesses, nonprofits and community development projects, including equipment, expansion, receivables-backed credit and commercial property. It describes itself as a for-profit CDFI bank.

Direct commercial bank lender; lending is distinct from grants and from the separate City First Enterprises organization.

Published by Levr, not by CityFirst Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Commercial financing

Eligible uses
Real-estate acquisition and renovation, business premises, equipment and business expansion.
Working capital
FAQ specifically identifies receivables-based credit lines and non-real-estate-secured business loans.
Mission
Primarily supports low- and moderate-income communities, but the FAQ says projects do not always have to be in low-income areas.

Provider sources: Lending FAQ · Current products and mission

SBA loan pathways

Programs
FAQ describes 7(a) for business expenses and 504 for major fixed assets.
Underwriting
Bank reviews management and industry experience, creditworthiness, owner investment and projected repayment cash flow.
Confirm current limits
FAQ quotes SBA loans up to $3 million; ask whether this is the bank’s current product cap rather than treating it as the federal program maximum.

Provider sources: SBA process FAQ

When it may fit

Our assessment of the published programs

  • Relevant for a nonprofit, community facility or mission-aligned business seeking a bank financing discussion.

What to weigh carefully

  • No numerical rate, maturity or general revenue minimum was verified.
  • The advertised five-business-day SBA prequalification is not approval or funding.
  • Branches in Washington, DC and Los Angeles do not establish the full eligible lending territory.

Questions before you accept an offer

  1. Is my project within your current lending area?
  2. Which assets secure the loan and how is receivables availability calculated?
  3. What borrower equity and guarantees apply to my SBA or conventional offer?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

City National Bank

Compare City National conventional business credit in overlapping markets.

Wells Fargo

Compare Wells Fargo business lending for the same borrower and security.

The lender

Type
CDFI
Legal name
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Founded
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Charter
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Headquarters
Los Angeles, California
Service area
Based in California; service area not yet provided
Meets in person
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Languages
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Program approvals
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Also lends to consumers
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LinkedIn
Company page

Loan officers at this lender

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